ZIP 86404 Foreclosure, Tax-Lien & Distress Report
Mohave County, Arizona · High Vacancy market
In Mohave County, Arizona, ZIP 86404 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (87/100)). Its standout signals are construction/permit lag (100/100), structural risk (70/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (10/100). Structural risk reads 70/100 against active distress of 3/100.
The market reads peak — home values held roughly flat year on year, 1.9% off the recent peak, and 4% higher over three years, at 4/100 phase confidence. Topping markets hide individual distress behind strong averages.
The vacancy rate is 22.7% — elevated. The ZIP holds roughly 11,544 housing units. Households earn a median $67,528 — below the roughly $78,000 national figure. Around 41% of renters are cost-burdened. 82% of housing is owner-occupied. About 19% have a four-year degree. 18,866 residents call 86404 home, typically aged 60. On demographic stress specifically, 86404 scores 40/100. The typical home is worth about $461,600 (6.2× income). Roughly 13.3% live below the poverty line.
Net-net, 86404 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 86404's 30/100 can be lined up against any neighbor in Mohave County, Arizona or any ZIP coast to coast. Where the public record is thin for 86404, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 86404 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. The point of the 86404 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 86404
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 86404 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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See every distressed parcel in 86404
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Each signal above is traceable to an open dataset · methodology