ZIP 86021 Foreclosure, Tax-Lien & Distress Report

ZIP 86021's composite property-distress score is 30/100 - DLRadar classes that as moderate for Mohave County, Arizona. Property-level stress concentrates in construction/permit lag (100/100), structural risk (70/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (10/100) stay muted. Structural exposure scores 70 and live distress 3 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (87/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, 1.9% off the recent peak (phase confidence 4/100). Topping markets hide individual distress behind strong averages.

There are about 1,025 housing units across 86021. Around 31% of renters are cost-burdened. 68% of housing is owner-occupied. The demographic-stress sub-score lands at 35/100. About 16% have a four-year degree. About 4,619 people live here, median age 19. At $75,781, median income runs near typical U.S. levels. The vacancy rate is 8.5%. Roughly 18.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The typical home is worth about $395,300 (3.2× income, relatively affordable).

Overall, 86021 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 86021 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 86021 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. 86021 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 86021 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. The point of the 86021 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.