ZIP 86021 Property Distress & Foreclosure Data

ZIP code 86021 in Mohave County, Arizona carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (76/100), structural risk (64/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (10/100) stay muted. On the structural side it scores 64/100, with 3/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (87/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year (phase confidence 17/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 1,025 housing units. Around 31% of renters are cost-burdened. The tenure split is 68% owner-occupied to 32% rented. On demographic stress specifically, 86021 scores 35/100. About 16% have a four-year degree. 4,619 residents call 86021 home, typically aged 19. Households earn a median $75,781 — near the roughly $78,000 national figure. The vacancy rate is 8.5%. Roughly 18.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $395,300 here, or 3.2 times local income.

Overall, 86021 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.