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ZIP 86411 Foreclosure, Tax-Lien & Distress Report

Mohave County, Arizona · High Vacancy market

ZIP code 86411 in Mohave County, Arizona carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (87/100). Its standout signals are construction/permit lag (100/100), structural risk (70/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (10/100) register low. Structural risk reads 70/100 against active distress of 3/100.

The market reads peak — home values held roughly flat year on year, 1.9% off the recent peak (phase confidence 4/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 533 with a median age of 40. Around 0% of renters are cost-burdened. The tenure split is 93% owner-occupied to 7% rented. Roughly 1.9% live below the poverty line, a low share typical of higher-equity areas. Home values center near $146,100, an affordability ratio of 2.2× — accessible. Households earn a median $66,026 — below the roughly $78,000 national figure. The vacancy rate is 17.7% — elevated. The ZIP holds roughly 263 housing units. On demographic stress specifically, 86411 scores 19/100. Around 9% of adults hold a bachelor's degree or higher.

Net-net, 86411 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 86411 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 86411 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 86411, the field stays empty rather than modeled, and fills in as new documents post.

The 30/100 for 86411 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 86411 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

30/100
Composite stress
70/100
Structural risk
3/100
Distress activity

Signal-by-signal read on 86411

Foreclosure activity0
Mortgage stress10
Climate / FEMA risk93
+9 more distress dimensions scored for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 86411 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 86411, the same set carried on every parcel.

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Get the full acquisition report for 86411

The full 86411 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Rules-based scoring — each signal ties to a public dataset · methodology

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