ZIP 86401 Property Distress & Foreclosure Data

DLRadar grades ZIP 86401 (Mohave County, Arizona) at a low 28/100 for overall property distress. Property-level stress concentrates in construction/permit lag (76/100), structural risk (64/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (10/100). The latent-versus-live split is 64/100 structural and 3/100 already moving. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (87/100)).

The peak-phase market in 86401 posted values that held roughly flat over the year, and 3% higher over three years (phase confidence 17/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 8.6%. The ZIP holds roughly 14,058 housing units. Home values center near $281,400, an affordability ratio of 3.9× — accessible. Population is roughly 29,071 with a median age of 47. Median household income is $64,087, below the U.S. median near $78,000. Educational attainment sits at 18% bachelor's-or-above. Around 41% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 33/100. 13.3% of residents fall below the poverty threshold. Owners hold 71% of homes, renters 29%.

On balance 86401 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.