ZIP 86401 Foreclosure, Tax-Lien & Distress Report

In Mohave County, Arizona, ZIP 86401 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. The pressure is most legible in construction/permit lag (100/100), structural risk (70/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (10/100). Structural risk reads 70/100 against active distress of 3/100. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (87/100).

The market reads peak — home values held roughly flat year on year, 1.9% off the recent peak, and 3% higher over three years, at 4/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 8.6%. The ZIP holds roughly 14,058 housing units. Home values center near $281,400, an affordability ratio of 3.9× — accessible. Population is roughly 29,071 with a median age of 47. At $64,087, median income runs below typical U.S. levels. Around 18% of adults hold a bachelor's degree or higher. Around 41% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 33/100. The poverty rate is 13.3%. The tenure split is 71% owner-occupied to 29% rented.

Net-net, 86401 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 86401 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 86401 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 86401 shows blanks, not estimates, wherever the record is sparse.

The 30/100 figure for 86401 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 86401 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.