ZIP 86438 Foreclosure, Tax-Lien & Distress Report

ZIP code 86438 in Mohave County, Arizona carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic distress index. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (70/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (10/100) register low. Structural risk reads 70/100 against active distress of 3/100. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (87/100).

The market reads peak — home values held roughly flat year on year, 1.9% off the recent peak, at 4/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 97% owner-occupied to 3% rented. The ZIP holds roughly 647 housing units. On demographic stress specifically, 86438 scores 50/100. Around 17% of adults hold a bachelor's degree or higher. Median household income is $41,000, below the U.S. median near $78,000. A median home runs $298,700 here, or 6.8 times local income. Roughly 13.7% live below the poverty line. Population is roughly 692 with a median age of 66. Rent burden reaches 100% of tenant households. Vacancy runs 35.7%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 86438 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 86438 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 86438 runs through one identical scoring model, so its 30/100 sits on the same scale as every other ZIP in Mohave County, Arizona and the nation. The score is rebuilt from public data as it updates, so 86438 reflects the current record instead of a stale or modeled snapshot.

86438's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 86438 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.