ZIP 86440 Foreclosure, Tax-Lien & Distress Report
Mohave County, Arizona · High Vacancy market
ZIP code 86440 in Mohave County, Arizona carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic distress index. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (87/100)). Its heaviest discrete signals: construction/permit lag (100/100), structural risk (70/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (10/100) register low. Structural risk reads 70/100 against active distress of 3/100.
Prices here sit in a peak phase: values held roughly flat over the trailing year, 1.9% off the recent peak, and 2% higher over three years (phase confidence 4/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Population is roughly 8,403 with a median age of 47. Home values center near $242,300, an affordability ratio of 3.4× — accessible. Median household income is $67,316, below the U.S. median near $78,000. Owners hold 82% of homes, renters 18%. The ZIP holds roughly 5,062 housing units. Educational attainment sits at 12% bachelor's-or-above. Around 15% of renters are cost-burdened. On demographic stress specifically, 86440 scores 29/100. Vacancy runs 29.5%, above the national norm and a classic distress-and-opportunity signal. Roughly 13.3% live below the poverty line.
On the whole, 86440 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 86440's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 86440, the field stays empty rather than modeled, and fills in as new documents post.
The 30/100 for 86440 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 86440 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 86440
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 86440 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 86440, drawn from the same report attached to each property.
Neighbouring ZIPs in Mohave County
Nearest ZIP codes to 86440
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Additional distress intelligence spanning Mohave County, Arizona by ZIP, county and state.
Open the complete 86440 acquisition file
Every distressed parcel in 86440 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
No modelling: every input is a public record · methodology