ZIP 86413 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 86413 (Mohave County, Arizona) at a moderate 30/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (87/100). Leading the profile are construction/permit lag (100/100), structural risk (70/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (10/100) stay muted. The latent-versus-live split is 70/100 structural and 3/100 already moving.

The peak-phase market in 86413 posted values that held roughly flat over the year, 1.9% off the recent peak, and 7% higher over three years (phase confidence 4/100). Topping markets hide individual distress behind strong averages.

Vacancy runs 17.1%, above the national norm and a classic distress-and-opportunity signal. Around 49% of renters are cost-burdened. 12,075 residents call 86413 home, typically aged 58. Around 5% of adults hold a bachelor's degree or higher. The typical home is worth about $177,800 (3.7× income, relatively affordable). The ZIP holds roughly 5,917 housing units. 89% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 35/100. Roughly 21.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Households earn a median $42,752 — below the roughly $78,000 national figure.

On the whole, 86413 leans distressed, with opportunity clustered in specific stressed parcels. While 86413 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 86413 runs through one identical public-record model, so its 30/100 sits on the same scale as every other ZIP in Mohave County, Arizona and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 86413 shows blanks, not estimates, wherever the record is sparse.

The 30/100 for 86413 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 86413 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.