ZIP 86442 Foreclosure, Tax-Lien & Distress Report

ZIP code 86442 in Mohave County, Arizona carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic distress index. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (87/100). Leading the profile are construction/permit lag (100/100), structural risk (70/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (10/100) stay muted. Structurally it carries 70/100, against 3/100 of stress already in motion.

The peak-phase market in 86442 posted values that held roughly flat over the year, 1.9% off the recent peak, and 3% higher over three years (phase confidence 4/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 34,327 with a median age of 52. Owners hold 68% of homes, renters 32%. There are about 20,128 housing units across 86442. Households earn a median $45,486 — below the roughly $78,000 national figure. The vacancy rate is 18.8% — elevated. The demographic-stress sub-score lands at 36/100. Roughly 22.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 43% of tenant households. Home values center near $186,800, an affordability ratio of 3.8× — accessible. About 14% have a four-year degree.

Taken together, 86442 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 86442 runs through one identical scoring model, so its 30/100 sits on the same scale as every other ZIP in Mohave County, Arizona and the nation. 86442 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 30/100 figure for 86442 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 86442 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.