ZIP 86445 Property Distress & Foreclosure Data

ZIP code 86445 in Mohave County, Arizona carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (87/100). The latent-versus-live split is 64/100 structural and 0/100 already moving. What sets it apart are the readings on construction/permit lag (76/100), structural risk (64/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) register low.

The market reads peak — home values held roughly flat year on year (phase confidence 17/100). Topping markets hide individual distress behind strong averages.

About 332 people live here, median age 59. The demographic-stress sub-score lands at 49/100. The poverty rate is 37.3% — high, a tax-stress and distress correlate. The vacancy rate is 46.5% — elevated. The typical home is worth about $241,500 (6.4× income). The ZIP holds roughly 269 housing units. Around 4% of adults hold a bachelor's degree or higher. At $26,836, median income runs below typical U.S. levels. 100% of housing is owner-occupied.

Net-net, 86445 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.