ZIP 84745 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 84745 (Washington County, Utah) returns a low composite of 28/100. The latent-versus-live split is 62/100 structural and 6/100 already moving. Its standout signals are structural risk (62/100), institutional ownership (45/100), construction/permit lag (32/100). On the quiet end sit construction/permit lag (32/100) and mortgage stress (20/100). Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (76/100).

The market reads contraction — home values fell 1.3% year on year, 1.6% off the recent peak, and 1% higher over three years, at 40/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Home values center near $393,300, an affordability ratio of 5.8×. Around 22% of adults hold a bachelor's degree or higher. The ZIP holds roughly 1,519 housing units. The tenure split is 77% owner-occupied to 23% rented. Median household income is $63,061, below the U.S. median near $78,000. The vacancy rate is 9.8%. The demographic-stress sub-score lands at 41/100. Rent burden reaches 41% of tenant households. About 4,429 people live here, median age 31. The poverty rate is 25.4% — high, a tax-stress and distress correlate.

On the whole, 84745 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 84745 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 84745 shows blanks, not estimates, wherever the record is sparse.

The 28/100 for 84745 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 84745 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.