Pickens County, AL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Pickens County, AL distress report, 2026: 8 ZIPs scored in Pickens, AL, Pickens, AL average 19/100; the top Pickens, AL ZIP is 35466 at 25/100; Pickens, AL market phase contraction, Pickens, AL prices -1.6% year over year.
- Pickens, AL ranks #1,429 nationally (opportunity index); Pickens, AL #54 in Alabama; Pickens, AL index 29.7.
- Pickens, AL: no CFPB county sample; Pickens, AL metro area reading 2.0%.
- Pickens, AL ZIP phases: 5 contraction, 2 peak, 1 neutral.
- Pickens, AL residential listings tracked: 8 across 5 ZIPs; Pickens, AL candidate listings 8.
- Pickens, AL lenders on watch: 1; largest Pickens, AL footprint West Alabama Bank&Trust (6 branches).
- Pickens, AL most distressed ZIP: 35466 at 25/100.
Pickens, AL figures: DLRadar distress index; Pickens, AL inputs: CFPB, FHFA, HUD, FDIC; Pickens, AL rebuilt as sources refresh.
| Rank | Pickens, AL ZIP | Score |
|---|---|---|
| 1 | 35466 | 25/100 |
| 2 | 35555 | 20/100 |
| 3 | 35447 | 19/100 |
| 4 | 35461 | 19/100 |
| 5 | 35481 | 19/100 |
| 6 | 35442 | 18/100 |
| 7 | 35574 | 15/100 |
| 8 | 35576 | 14/100 |
Most distressed Pickens, AL ZIPs (0-100, 2026)
Mortgage delinquency around Pickens, AL
No CFPB county sample covers Pickens, AL; the metro area reading for Pickens, AL (Tuscaloosa, AL): 2.0% ninety-plus; Pickens, AL area thirty-to-eighty-nine 4.1% (December 2025, Pickens, AL); Alabama overall 1.1%.
Opportunity index: Pickens, AL
Pickens, AL index 29.7, Pickens, AL phase early_signal; Pickens, AL primary driver vacancy, Pickens, AL second driver bank institutional. Pickens, AL components: property stress 27.7, foreclosure pressure 24.5, listing discounts 13.1, bank stress 63.2, insurance 0.0; Pickens, AL pulse 37.5; Pickens, AL capital opportunity 18.1.
ZIP market phases inside Pickens, AL
8 Pickens, AL ZIPs carry a price-cycle phase; Pickens, AL ZIPs by phase (Pickens, AL), deepest drawdown first: contraction, -1.6% YoY, 2.8% off peak (Pickens, AL): 35447, 35461, 35466, 35481; contraction, -0.2% YoY, 2.3% off peak (Pickens, AL): 35442; peak, +2.8% YoY, 1.0% off peak (Pickens, AL): 35574; peak, +3.7% YoY, 0.6% off peak (Pickens, AL): 35576; neutral, +4.5% YoY, 0.2% off peak (Pickens, AL): 35555.
Residential listings by Pickens, AL ZIP
Pickens, AL ZIPs with the most tracked Pickens, AL residential listings: 35442 8 listings, 8 candidates, bank pressure 60; 35447 0 listings, 0 candidates, bank pressure 60; 35461 0 listings, 0 candidates, bank pressure 60; 35466 0 listings, 0 candidates, bank pressure 63 (Pickens, AL); 35481 0 listings, 0 candidates, bank pressure 60. Pickens, AL totals: 8 listings; Pickens, AL candidates 8; active ZIPs 0.
Lenders with branches in Pickens, AL
Pickens, AL lenders by branch count: West Alabama Bank&Trust (Pickens, AL): stress 63, 6 branches low in Pickens, AL.
Vacancy and permits, Pickens, AL
1,965 of 8,729 Pickens, AL housing units are vacant; Pickens, AL permits, twelve months: 0 multifamily units in Pickens, AL, 5 one-to-four unit units.
Work Pickens, AL at the parcel level
Every Pickens, AL parcel carries owner and address; every Pickens, AL parcel carries APN; Pickens, AL distress scores sit on the Pickens, AL live board.
Pickens, AL figures refresh with each source.
Pickens, AL questions
Most distressed ZIP code in Pickens County, AL?
ZIP 35466 leads Pickens, AL at 25/100; next in Pickens, AL: 35555 at 20/100; the Pickens, AL average is 19/100.
Where does Pickens County, AL rank for investment opportunity?
Pickens, AL is #1,429 among all ranked counties, #54 in Alabama; the Pickens, AL driver is vacancy; Pickens, AL moved down 852 places.
How many mortgages are delinquent in Pickens County, AL?
Pickens, AL takes the metro area reading of 2.0% for December 2025; no CFPB county sample covers Pickens, AL.
Which banks lend in Pickens County, AL?
1 watched lenders hold Pickens, AL branches; the largest Pickens, AL footprints are West Alabama Bank&Trust (6).
More on Pickens, AL
Pickens County, AL distress report: public-record figures for Pickens, AL; not legal advice for Pickens, AL; not tax or investment advice; verify every Pickens, AL record before acting.