Richmond County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Richmond County, North Carolina? DLRadar grades every Richmond County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Richmond County breakdown.
- Richmond County's most distressed ZIP is 27281 at 27/100.
- 11 ZIP codes tracked in Richmond County, averaging 21/100 distress.
- Richmond County reads peak — home values up 1.9% year over year.
- Vacancy runs 17.7% across Richmond County's tracked ZIPs, with a 25.6% poverty rate.
- The typical Richmond County home is worth about $143,156 against a ~$47,954 median income.
- Lending headwind in Richmond County sits at 20/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 27281 | 27/100 |
| 2 | 28347 | 24/100 |
| 3 | 28351 | 24/100 |
| 4 | 28363 | 23/100 |
| 5 | 28330 | 20/100 |
| 6 | 28338 | 20/100 |
| 7 | 28345 | 20/100 |
| 8 | 28367 | 20/100 |
| 9 | 28379 | 20/100 |
| 10 | 27229 | 19/100 |
| 11 | 27306 | 19/100 |
Most distressed ZIP codes in Richmond County (composite distress 0-100, 2026)
What is driving Richmond County distress
The Richmond County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 21/100 ZIP average. No proprietary or modelled inputs enter the score.
Richmond County market phase and pricing
Phase for Richmond County: peak (+1.9% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Richmond County
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Common questions
Where is distress highest inside Richmond County, NC?
ZIP 27281 leads Richmond County at 27/100, recomputed monthly from public records.
What market phase is Richmond County in?
The market phase for Richmond County is peak, prices rising 1.9% on the year — derived from the FHFA House Price Index path.
Can the Richmond County figures be verified?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 11 Richmond County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Richmond County ZIP codes?
A single county score papers over real variation. Across the Richmond County ZIPs DLRadar ranks, scores run from 27/100 in 27281 down to 19/100 in 27306, against a Richmond County average of 21/100. A spread of 8 points means Richmond County has to be worked ZIP by ZIP.
What do Richmond County home values and vacancy say about distressed supply?
The typical Richmond County home carries about $143,156 of value against a median household income near $47,954. Vacancy across Richmond County's tracked ZIPs runs 17.7% and the poverty rate is 25.6%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Richmond County's foreclosure and tax-lien filings and its 20/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.