Rutherford County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Rutherford County, NC distress report, 2026: 18 ZIPs scored in Rutherford, NC, Rutherford, NC average 30/100; the top Rutherford, NC ZIP is 28018 at 30/100; Rutherford, NC market phase peak, Rutherford, NC prices +1.9% year over year.
- Rutherford, NC ranks #857 nationally (opportunity index); Rutherford, NC #44 in North Carolina; Rutherford, NC index 31.7.
- Rutherford, NC: no CFPB county sample; Rutherford, NC non-metro area reading 1.3%.
- Rutherford, NC ZIP phases: 18 peak.
- Rutherford, NC residential listings tracked: 16 across 12 ZIPs; Rutherford, NC candidate listings 7.
- Rutherford, NC HUD assisted properties: 4 with 125 units.
- Rutherford, NC lenders on watch: 2; largest Rutherford, NC footprint Truist Bank (2 branches).
- Rutherford, NC most distressed ZIP: 28018 at 30/100.
Rutherford, NC figures: DLRadar distress index; Rutherford, NC inputs: CFPB, FHFA, HUD, FDIC; Rutherford, NC rebuilt as sources refresh.
| Rank | Rutherford, NC ZIP | Score |
|---|---|---|
| 1 | 28018 | 30/100 |
| 2 | 28019 | 30/100 |
| 3 | 28024 | 30/100 |
| 4 | 28040 | 30/100 |
| 5 | 28043 | 30/100 |
| 6 | 28074 | 30/100 |
| 7 | 28076 | 30/100 |
| 8 | 28114 | 30/100 |
| 9 | 28160 | 30/100 |
| 10 | 28167 | 30/100 |
| 11 | 28720 | 30/100 |
| 12 | 28746 | 30/100 |
Most distressed Rutherford, NC ZIPs (0-100, 2026)
Mortgage delinquency around Rutherford, NC
No CFPB county sample covers Rutherford, NC; the non-metro area reading for Rutherford, NC: 1.3% ninety-plus; Rutherford, NC area thirty-to-eighty-nine 3.4% (December 2025, Rutherford, NC); North Carolina overall 0.9%.
Opportunity index: Rutherford, NC
Rutherford, NC index 31.7, Rutherford, NC phase watchlist; Rutherford, NC primary driver vacancy, Rutherford, NC second driver construction. Rutherford, NC components: property stress 27.7, foreclosure pressure 29.8, listing discounts 28.9, bank stress 44.7, insurance 0.0; Rutherford, NC pulse 34.0; Rutherford, NC capital opportunity 28.2; Rutherford, NC seven-day change -0.4%.
ZIP market phases inside Rutherford, NC
18 Rutherford, NC ZIPs carry a price-cycle phase; Rutherford, NC ZIPs by phase (Rutherford, NC), deepest drawdown first: peak, +1.9% YoY (Rutherford, NC): 28018, 28019, 28020, 28024, Rutherford, NC 28040, 28043, 28074, 28076, Rutherford, NC 28114, 28150, 28160, 28167, Rutherford, NC 28720, 28746; peak, +2.1% YoY (Rutherford, NC): 28139; peak, +1.0% YoY (Rutherford, NC): 28711.
Residential listings by Rutherford, NC ZIP
Rutherford, NC ZIPs with the most tracked Rutherford, NC residential listings: 28040 3 listings, 0 candidates, bank pressure 57; 28043 3 listings, 0 candidates, bank pressure 57; 28746 3 listings, 1 candidates, bank pressure 57; 28139 2 listings, 1 candidates, bank pressure 58 (Rutherford, NC); 28160 2 listings, 2 candidates, bank pressure 57; 28167 2 listings, 2 candidates, bank pressure 58; 28018 1 listings, 1 candidates, bank pressure 57; 28019 0 listings, 0 candidates, bank pressure 57. Rutherford, NC totals: 16 listings; Rutherford, NC candidates 7; active ZIPs 0.
HUD assisted housing in Rutherford, NC
4 assisted properties with 125 units sit in Rutherford, NC; largest Rutherford, NC properties: Harmony Hills (Forest City) 40 units, 40 assisted; Richmond Hill (Rutherfordton) 40 units, 40 assisted; Cottages At Crestview (The) (Rutherfordton) 35 units, 35 assisted in Rutherford, NC; Cac Of Rutherford County #2 (Spindale) 10 units, 10 assisted.
Lenders with branches in Rutherford, NC
Rutherford, NC lenders by branch count: Truist Bank (Rutherford, NC): stress 62, 2 branches low in Rutherford, NC; First-Citizens Bank&Trust Co (Rutherford, NC): stress 71, 1 branch low in Rutherford, NC.
Vacancy and permits, Rutherford, NC
6,133 of 32,775 Rutherford, NC housing units are vacant; Rutherford, NC permits, twelve months: 0 multifamily units in Rutherford, NC, 257 one-to-four unit units.
Work Rutherford, NC at the parcel level
Every Rutherford, NC parcel carries owner and address; every Rutherford, NC parcel carries APN; Rutherford, NC distress scores sit on the Rutherford, NC live board.
Rutherford, NC figures refresh with each source.
Rutherford, NC questions
Most distressed ZIP code in Rutherford County, NC?
ZIP 28018 leads Rutherford, NC at 30/100; next in Rutherford, NC: 28019 at 30/100; the Rutherford, NC average is 30/100.
Where does Rutherford County, NC rank for investment opportunity?
Rutherford, NC is #857 among all ranked counties, #44 in North Carolina; the Rutherford, NC driver is vacancy; Rutherford, NC moved up 491 places.
How many mortgages are delinquent in Rutherford County, NC?
Rutherford, NC takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Rutherford, NC.
Which banks lend in Rutherford County, NC?
2 watched lenders hold Rutherford, NC branches; the largest Rutherford, NC footprints are Truist Bank (2), First-Citizens Bank&Trust Co (1).
More on Rutherford, NC
Rutherford County, NC distress report: public-record figures for Rutherford, NC; not legal advice for Rutherford, NC; not tax or investment advice; verify every Rutherford, NC record before acting.