San Benito County, CA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in San Benito County, California? DLRadar grades every San Benito County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 San Benito County breakdown.
- San Benito County's most distressed ZIP is 93930 at 23/100.
- 7 ZIP codes tracked in San Benito County, averaging 19/100 distress.
- San Benito County reads contraction — home values down 1.0% year over year, 1.6% off peak.
- Vacancy runs 7.6% across San Benito County's tracked ZIPs, with a 9% poverty rate.
- The typical San Benito County home is worth about $742,800 against a ~$99,098 median income.
- Lending headwind in San Benito County sits at 48/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 93930 | 23/100 |
| 2 | 95004 | 21/100 |
| 3 | 93210 | 19/100 |
| 4 | 95043 | 17/100 |
| 5 | 95045 | 17/100 |
| 6 | 95075 | 17/100 |
| 7 | 95023 | 16/100 |
Most distressed ZIP codes in San Benito County (composite distress 0-100, 2026)
What is driving San Benito County distress
Nothing here is estimated: San Benito County is scored from filings alone, and its ZIPs average 19/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
San Benito County market phase and pricing
San Benito County reads contraction — home prices fell 1.0% over the last year and are 1.6% off their peak. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
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Questions about this county
Where is distress highest inside San Benito County, CA?
ZIP 93930 leads San Benito County at 23/100, recomputed monthly from public records.
What market phase is San Benito County in?
Phase for San Benito County: contraction, tracking a 1.0% decline year over year, read off the FHFA index.
Which datasets feed the San Benito County scores?
Every San Benito County figure traces to a public source — FHFA House Price Index for the contraction trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 7 San Benito County ZIP codes that it runs on every other U.S. county, so San Benito County's numbers are directly comparable to any other market.
How much do distress scores vary between San Benito County ZIP codes?
The county figure is a blend, not a description. Across the San Benito County ZIPs DLRadar ranks, scores run from 23/100 in 93930 down to 16/100 in 95023, against a San Benito County average of 19/100. That 7-point gap is why acquisition targeting in San Benito County works at ZIP level rather than county level.
What do San Benito County home values and vacancy say about distressed supply?
The typical San Benito County home carries about $742,800 of value against a median household income near $99,098. Vacancy across San Benito County's tracked ZIPs runs 7.6% and the poverty rate is 9%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside San Benito County's foreclosure and lien data and its 48/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.