San Benito County, CA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
San Benito County, CA distress report, 2026: 7 ZIPs scored in San Benito, CA, San Benito, CA average 19/100; the top San Benito, CA ZIP is 93930 at 24/100; San Benito, CA market phase contraction, San Benito, CA prices -1.0% year over year.
- San Benito, CA ranks #3,118 nationally (opportunity index); San Benito, CA #52 in California; San Benito, CA index 21.9.
- San Benito, CA: no CFPB county sample; San Benito, CA metro area reading 0.1%.
- San Benito, CA ZIP phases: 5 contraction, 2 peak.
- San Benito, CA residential listings tracked: 7 across 4 ZIPs; San Benito, CA candidate listings 1.
- San Benito, CA HUD assisted properties: 1 with 43 units.
- San Benito, CA lenders on watch: 2; largest San Benito, CA footprint Mechanics Bank (1 branch).
- San Benito, CA most distressed ZIP: 93930 at 24/100.
San Benito, CA figures: DLRadar distress index; San Benito, CA inputs: CFPB, FHFA, HUD, FDIC; San Benito, CA rebuilt as sources refresh.
| Rank | San Benito, CA ZIP | Score |
|---|---|---|
| 1 | 93930 | 24/100 |
| 2 | 95004 | 22/100 |
| 3 | 93210 | 21/100 |
| 4 | 95023 | 16/100 |
| 5 | 95043 | 16/100 |
| 6 | 95045 | 16/100 |
| 7 | 95075 | 16/100 |
Most distressed San Benito, CA ZIPs (0-100, 2026)
Mortgage delinquency around San Benito, CA
No CFPB county sample covers San Benito, CA; the metro area reading for San Benito, CA (San Jose-Sunnyvale-Santa Clara, CA): 0.1% ninety-plus; San Benito, CA area thirty-to-eighty-nine 0.5% (December 2025, San Benito, CA); California overall 0.5%.
Opportunity index: San Benito, CA
San Benito, CA index 21.9, San Benito, CA phase weak; San Benito, CA primary driver bank institutional, San Benito, CA second driver listings discount. San Benito, CA components: property stress 12.8, foreclosure pressure 14.2, listing discounts 21.9, bank stress 55.2, insurance 0.0; San Benito, CA pulse 23.0; San Benito, CA capital opportunity 20.3.
ZIP market phases inside San Benito, CA
7 San Benito, CA ZIPs carry a price-cycle phase; San Benito, CA ZIPs by phase (San Benito, CA), deepest drawdown first: peak, +1.1% YoY, 2.1% off peak (San Benito, CA): 93210; peak, +0.2% YoY, 2.1% off peak (San Benito, CA): 93930; contraction, -0.1% YoY, 1.9% off peak (San Benito, CA): 95004; contraction, -1.0% YoY, 1.6% off peak (San Benito, CA): 95023, 95043, 95045, 95075.
Residential listings by San Benito, CA ZIP
San Benito, CA ZIPs with the most tracked San Benito, CA residential listings: 95023 7 listings, 1 candidates, bank pressure 63; 95043 0 listings, 0 candidates, bank pressure 63; 95045 0 listings, 0 candidates, bank pressure 63; 95075 0 listings, 0 candidates, bank pressure 63 (San Benito, CA). San Benito, CA totals: 7 listings; San Benito, CA candidates 1; active ZIPs 1.
HUD assisted housing in San Benito, CA
1 assisted properties with 43 units sit in San Benito, CA; largest San Benito, CA properties: Mission Garden Apts (San Juan Bautista) 43 units.
Lenders with branches in San Benito, CA
San Benito, CA lenders by branch count: Mechanics Bank (San Benito, CA): stress 59, 1 branch low in San Benito, CA; Citizens Business Bank Na (San Benito, CA): stress 50, 1 branch low in San Benito, CA.
Vacancy and permits, San Benito, CA
761 of 21,322 San Benito, CA housing units are vacant; San Benito, CA permits, twelve months: 0 multifamily units in San Benito, CA, 288 one-to-four unit units.
Work San Benito, CA at the parcel level
Every San Benito, CA parcel carries owner and address; every San Benito, CA parcel carries APN; San Benito, CA distress scores sit on the San Benito, CA live board.
San Benito, CA figures refresh with each source.
San Benito, CA questions
Most distressed ZIP code in San Benito County, CA?
ZIP 93930 leads San Benito, CA at 24/100; next in San Benito, CA: 95004 at 22/100; the San Benito, CA average is 19/100.
Where does San Benito County, CA rank for investment opportunity?
San Benito, CA is #3,118 among all ranked counties, #52 in California; the San Benito, CA driver is bank institutional; San Benito, CA moved up 29 places.
How many mortgages are delinquent in San Benito County, CA?
San Benito, CA takes the metro area reading of 0.1% for December 2025; no CFPB county sample covers San Benito, CA.
Which banks lend in San Benito County, CA?
2 watched lenders hold San Benito, CA branches; the largest San Benito, CA footprints are Mechanics Bank (1), Citizens Business Bank Na (1).
More on San Benito, CA
San Benito County, CA distress report: public-record figures for San Benito, CA; not legal advice for San Benito, CA; not tax or investment advice; verify every San Benito, CA record before acting.