Sherman County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Sherman County, TX distress report, 2026: 5 ZIPs scored in Sherman, TX, Sherman, TX average 13/100; the top Sherman, TX ZIP is 79086 at 19/100; Sherman, TX market phase peak, Sherman, TX prices +2.0% year over year.
- Sherman, TX ranks #1,444 nationally (opportunity index); Sherman, TX #146 in Texas; Sherman, TX index 29.6.
- Sherman, TX: no CFPB county sample; Sherman, TX non-metro area reading 1.4%.
- Sherman, TX ZIP phases: 5 peak.
- Sherman, TX residential listings tracked: 0 across 3 ZIPs; Sherman, TX candidate listings 0.
- Sherman, TX lenders on watch: 1; largest Sherman, TX footprint First State Bank (1 branch).
- Sherman, TX most distressed ZIP: 79086 at 19/100.
Sherman, TX figures: DLRadar distress index; Sherman, TX inputs: CFPB, FHFA, HUD, FDIC; Sherman, TX rebuilt as sources refresh.
| Rank | Sherman, TX ZIP | Score |
|---|---|---|
| 1 | 79086 | 19/100 |
| 2 | 73949 | 14/100 |
| 3 | 73960 | 10/100 |
| 4 | 79040 | 10/100 |
| 5 | 79084 | 10/100 |
Most distressed Sherman, TX ZIPs (0-100, 2026)
Mortgage delinquency around Sherman, TX
No CFPB county sample covers Sherman, TX; the non-metro area reading for Sherman, TX: 1.4% ninety-plus; Sherman, TX area thirty-to-eighty-nine 3.5% (December 2025, Sherman, TX); Texas overall 1.2%.
Opportunity index: Sherman, TX
Sherman, TX index 29.6, Sherman, TX phase early_signal; Sherman, TX primary driver vacancy, Sherman, TX second driver construction. Sherman, TX components: property stress 16.2, foreclosure pressure 17.3, bank stress 52.5, insurance 0.0; Sherman, TX pulse 34.4; Sherman, TX capital opportunity 22.7; Sherman, TX seven-day change -0.1%.
ZIP market phases inside Sherman, TX
5 Sherman, TX ZIPs carry a price-cycle phase; Sherman, TX ZIPs by phase (Sherman, TX), deepest drawdown first: peak, +1.9% YoY (Sherman, TX): 73949; peak, +2.0% YoY (Sherman, TX): 73960, 79040, 79084; peak, +1.6% YoY (Sherman, TX): 79086.
Residential listings by Sherman, TX ZIP
Sherman, TX ZIPs with the most tracked Sherman, TX residential listings: 73960 0 listings, 0 candidates, bank pressure 31; 79084 0 listings, 0 candidates, bank pressure 49; 79086 0 listings, 0 candidates, bank pressure 51. Sherman, TX totals: 0 listings; Sherman, TX candidates 0; active ZIPs 0.
Lenders with branches in Sherman, TX
Sherman, TX lenders by branch count: First State Bank (Sherman, TX): stress 39, 1 branch low in Sherman, TX.
Vacancy and permits, Sherman, TX
292 of 1,135 Sherman, TX housing units are vacant; Sherman, TX permits, twelve months: 0 multifamily units in Sherman, TX, 14 one-to-four unit units.
Work Sherman, TX at the parcel level
Every Sherman, TX parcel carries owner and address; every Sherman, TX parcel carries APN; Sherman, TX distress scores sit on the Sherman, TX live board.
Sherman, TX figures refresh with each source.
Sherman, TX questions
Most distressed ZIP code in Sherman County, TX?
ZIP 79086 leads Sherman, TX at 19/100; next in Sherman, TX: 73949 at 14/100; the Sherman, TX average is 13/100.
Where does Sherman County, TX rank for investment opportunity?
Sherman, TX is #1,444 among all ranked counties, #146 in Texas; the Sherman, TX driver is vacancy; Sherman, TX moved down 196 places.
How many mortgages are delinquent in Sherman County, TX?
Sherman, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Sherman, TX.
Which banks lend in Sherman County, TX?
1 watched lenders hold Sherman, TX branches; the largest Sherman, TX footprints are First State Bank (1).
More on Sherman, TX
Sherman County, TX distress report: public-record figures for Sherman, TX; not legal advice for Sherman, TX; not tax or investment advice; verify every Sherman, TX record before acting.