St Lucie County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in St Lucie County, Florida? DLRadar grades every St Lucie County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 35/100. Here is the 2026 St Lucie County breakdown.
- St Lucie County's most distressed ZIP is 34945 at 35/100.
- 17 ZIP codes tracked in St Lucie County, averaging 35/100 distress.
- St Lucie County reads contraction — home values down 0.4% year over year, 0.4% off peak.
- Vacancy runs 15.1% across St Lucie County's tracked ZIPs, with a 14.1% poverty rate.
- The typical St Lucie County home is worth about $341,535 against a ~$72,352 median income.
- Lending headwind in St Lucie County sits at 18/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 34945 | 35/100 |
| 2 | 34946 | 35/100 |
| 3 | 34947 | 35/100 |
| 4 | 34949 | 35/100 |
| 5 | 34950 | 35/100 |
| 6 | 34951 | 35/100 |
| 7 | 34952 | 35/100 |
| 8 | 34953 | 35/100 |
| 9 | 34957 | 35/100 |
| 10 | 34981 | 35/100 |
| 11 | 34982 | 35/100 |
| 12 | 34983 | 35/100 |
Most distressed ZIP codes in St Lucie County (composite distress 0-100, 2026)
What is driving St Lucie County distress
St Lucie County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 35/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
St Lucie County market phase and pricing
St Lucie County reads contraction — home prices fell 0.4% over the last year and are 0.4% off their peak. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in St Lucie County
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Frequently asked questions
What is the most distressed ZIP code in St Lucie County, FL?
ZIP 34945 leads St Lucie County at 35/100, recomputed monthly from public records.
What market phase is St Lucie County in?
St Lucie County reads contraction, with home prices down 0.4% year over year. Phase comes from FHFA House Price Index trajectory.
Where does the St Lucie County data come from?
Every figure traces to a public source — FHFA HPI, CFPB, county recorder filings, FEMA/NFIP and Census ACS — scored deterministically, the same way in every county.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.