Sumter County, AL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Sumter County, Alabama? DLRadar grades every Sumter County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 18/100. Here is the 2026 Sumter County breakdown.
- Sumter County's most distressed ZIP is 36912 at 18/100.
- 11 ZIP codes tracked in Sumter County, averaging 15/100 distress.
- Sumter County reads expansion — home values up 5.0% year over year.
- Vacancy runs 24.9% across Sumter County's tracked ZIPs, with a 33.5% poverty rate.
- The typical Sumter County home is worth about $90,944 against a ~$39,146 median income.
- Lending headwind in Sumter County sits at 52/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 36912 | 18/100 |
| 2 | 36922 | 16/100 |
| 3 | 35459 | 15/100 |
| 4 | 35460 | 15/100 |
| 5 | 35464 | 15/100 |
| 6 | 35470 | 15/100 |
| 7 | 35477 | 15/100 |
| 8 | 36901 | 15/100 |
| 9 | 36907 | 15/100 |
| 10 | 36925 | 15/100 |
| 11 | 35442 | 14/100 |
Most distressed ZIP codes in Sumter County (composite distress 0-100, 2026)
What is driving Sumter County distress
DLRadar builds Sumter County's distress picture only from records anyone can pull; its ZIPs average 15/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Sumter County market phase and pricing
Sumter County reads expansion — home prices rose 5.0% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Sumter County
Keep reading the Sumter County data at no cost, or open a 60-minute exploration to work the actual distressed parcels inside each ZIP.
No card charged today · explore every module with live data.
Common questions
Which part of Sumter County, AL scores highest for distress?
ZIP 36912 leads Sumter County at 18/100, recomputed monthly from public records.
What market phase is Sumter County in?
Sumter County is classified expansion with a 5.0% year-over-year increase, following the FHFA House Price Index.
Where does the Sumter County data come from?
Every Sumter County figure traces to a public source — FHFA House Price Index for the expansion trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 11 Sumter County ZIP codes that it runs on every other U.S. county, so Sumter County's numbers are directly comparable to any other market.
How much do distress scores vary between Sumter County ZIP codes?
The county figure is a blend, not a description. Across the Sumter County ZIPs DLRadar ranks, scores run from 18/100 in 36912 down to 14/100 in 35442, against a Sumter County average of 15/100. Those 4 points separate the ZIPs worth working in Sumter County from the rest.
What do Sumter County home values and vacancy say about distressed supply?
The typical Sumter County home carries about $90,944 of value against a median household income near $39,146. Vacancy across Sumter County's tracked ZIPs runs 24.9% and the poverty rate is 33.5%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Sumter County's foreclosure and tax-lien record and its 52/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.