Sumter County, AL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Sumter County, AL distress report, 2026: 11 ZIPs scored in Sumter, AL, Sumter, AL average 16/100; the top Sumter, AL ZIP is 35442 at 18/100; Sumter, AL market phase expansion, Sumter, AL prices +5.0% year over year.
- Sumter, AL ranks #2,503 nationally (opportunity index); Sumter, AL #66 in Alabama; Sumter, AL index 25.9.
- Sumter, AL: no CFPB county sample; Sumter, AL non-metro area reading 1.6%.
- Sumter, AL ZIP phases: 9 expansion, 1 contraction, 1 neutral.
- Sumter, AL residential listings tracked: 0 across 8 ZIPs; Sumter, AL candidate listings 0.
- Sumter, AL HUD assisted properties: 1 with 50 units.
- Sumter, AL lenders on watch: 2; largest Sumter, AL footprint Regions Bank (2 branches).
- Sumter, AL most distressed ZIP: 35442 at 18/100.
Sumter, AL figures: DLRadar distress index; Sumter, AL inputs: CFPB, FHFA, HUD, FDIC; Sumter, AL rebuilt as sources refresh.
| Rank | Sumter, AL ZIP | Score |
|---|---|---|
| 1 | 35442 | 18/100 |
| 2 | 36912 | 18/100 |
| 3 | 36922 | 17/100 |
| 4 | 35459 | 15/100 |
| 5 | 35460 | 15/100 |
| 6 | 35464 | 15/100 |
| 7 | 35470 | 15/100 |
| 8 | 35477 | 15/100 |
| 9 | 36901 | 15/100 |
| 10 | 36907 | 15/100 |
| 11 | 36925 | 15/100 |
Most distressed Sumter, AL ZIPs (0-100, 2026)
Mortgage delinquency around Sumter, AL
No CFPB county sample covers Sumter, AL; the non-metro area reading for Sumter, AL: 1.6% ninety-plus; Sumter, AL area thirty-to-eighty-nine 4.7% (December 2025, Sumter, AL); Alabama overall 1.1%.
Opportunity index: Sumter, AL
Sumter, AL index 25.9, Sumter, AL phase weak; Sumter, AL primary driver vacancy, Sumter, AL second driver bank institutional. Sumter, AL components: property stress 22.8, foreclosure pressure 22.1, listing discounts 10.6, bank stress 51.2, insurance 0.0; Sumter, AL pulse 30.7; Sumter, AL capital opportunity 18.6; Sumter, AL seven-day change -0.1%.
ZIP market phases inside Sumter, AL
11 Sumter, AL ZIPs carry a price-cycle phase; Sumter, AL ZIPs by phase (Sumter, AL), deepest drawdown first: contraction, -0.2% YoY, 2.3% off peak (Sumter, AL): 35442; neutral, +4.4% YoY, 0.3% off peak (Sumter, AL): 35464; expansion, +5.0% YoY (Sumter, AL): 35459, 35460, 35470, 35477, Sumter, AL 36901, 36907, 36912, 36922, Sumter, AL 36925.
Residential listings by Sumter, AL ZIP
Sumter, AL ZIPs with the most tracked Sumter, AL residential listings: 35459 0 listings, 0 candidates, bank pressure 60; 35460 0 listings, 0 candidates, bank pressure 60; 35464 0 listings, 0 candidates, bank pressure 60; 35470 0 listings, 0 candidates, bank pressure 60 (Sumter, AL); 35477 0 listings, 0 candidates, bank pressure 60; 36901 0 listings, 0 candidates, bank pressure 60; 36907 0 listings, 0 candidates, bank pressure 60; 36925 0 listings, 0 candidates, bank pressure 60. Sumter, AL totals: 0 listings; Sumter, AL candidates 0; active ZIPs 0.
HUD assisted housing in Sumter, AL
1 assisted properties with 50 units sit in Sumter, AL; largest Sumter, AL properties: York Elderly Apartments (York) 50 units, 50 assisted.
Lenders with branches in Sumter, AL
Sumter, AL lenders by branch count: Regions Bank (Sumter, AL): stress 57, 2 branches low in Sumter, AL; West Alabama Bank&Trust (Sumter, AL): stress 63, 1 branch low in Sumter, AL.
Vacancy and permits, Sumter, AL
1,533 of 6,356 Sumter, AL housing units are vacant; Sumter, AL permits, twelve months: 0 multifamily units in Sumter, AL, 6 one-to-four unit units.
Work Sumter, AL at the parcel level
Every Sumter, AL parcel carries owner and address; every Sumter, AL parcel carries APN; Sumter, AL distress scores sit on the Sumter, AL live board.
Sumter, AL figures refresh with each source.
Sumter, AL questions
Most distressed ZIP code in Sumter County, AL?
ZIP 35442 leads Sumter, AL at 18/100; next in Sumter, AL: 36912 at 18/100; the Sumter, AL average is 16/100.
Where does Sumter County, AL rank for investment opportunity?
Sumter, AL is #2,503 among all ranked counties, #66 in Alabama; the Sumter, AL driver is vacancy; Sumter, AL moved down 408 places.
How many mortgages are delinquent in Sumter County, AL?
Sumter, AL takes the non-metro area reading of 1.6% for December 2025; no CFPB county sample covers Sumter, AL.
Which banks lend in Sumter County, AL?
2 watched lenders hold Sumter, AL branches; the largest Sumter, AL footprints are Regions Bank (2), West Alabama Bank&Trust (1).
More on Sumter, AL
Sumter County, AL distress report: public-record figures for Sumter, AL; not legal advice for Sumter, AL; not tax or investment advice; verify every Sumter, AL record before acting.