Sumter County, SC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Sumter County, South Carolina? DLRadar grades every Sumter County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 30/100. Here is the 2026 Sumter County breakdown.
- Sumter County's most distressed ZIP is 29114 at 30/100.
- 15 ZIP codes tracked in Sumter County, averaging 27/100 distress.
- Sumter County reads expansion — home values up 8.7% year over year.
- Vacancy runs 16.1% across Sumter County's tracked ZIPs, with a 17.2% poverty rate.
- The typical Sumter County home is worth about $132,915 against a ~$55,365 median income.
- Lending headwind in Sumter County sits at 49/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 29114 | 30/100 |
| 2 | 29062 | 29/100 |
| 3 | 29128 | 29/100 |
| 4 | 29150 | 29/100 |
| 5 | 29152 | 29/100 |
| 6 | 29154 | 29/100 |
| 7 | 29168 | 29/100 |
| 8 | 29051 | 27/100 |
| 9 | 29125 | 27/100 |
| 10 | 29153 | 27/100 |
| 11 | 29001 | 26/100 |
| 12 | 29040 | 25/100 |
Most distressed ZIP codes in Sumter County (composite distress 0-100, 2026)
What is driving Sumter County distress
The Sumter County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 27/100 ZIP average. No proprietary or modelled inputs enter the score.
Sumter County market phase and pricing
Sumter County reads expansion — home prices rose 8.7% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
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Questions and answers
Which Sumter County ZIP scores worst for distress?
ZIP 29114 leads Sumter County at 30/100, recomputed monthly from public records.
Where is Sumter County in the housing cycle?
Sumter County reads expansion, with home prices up 8.7% year over year. Phase comes from FHFA House Price Index trajectory.
Which datasets feed the Sumter County scores?
The inputs are all public: FHFA for the expansion path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 15 ZIP codes in Sumter County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Sumter County ZIP codes?
One county number flattens a wide range. Across the Sumter County ZIPs DLRadar ranks, scores run from 30/100 in 29114 down to 25/100 in 29040, against a Sumter County average of 27/100. With 5 points between best and worst, county-level targeting in Sumter County wastes effort.
What do Sumter County home values and vacancy say about distressed supply?
The typical Sumter County home carries about $132,915 of value against a median household income near $55,365. Vacancy across Sumter County's tracked ZIPs runs 16.1% and the poverty rate is 17.2%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Sumter County's filings and its 49/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.