Terry County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Terry County, TX distress report, 2026: 6 ZIPs scored in Terry, TX, Terry, TX average 16/100; the top Terry, TX ZIP is 79358 at 20/100; Terry, TX market phase peak, Terry, TX prices +2.0% year over year.
- Terry, TX ranks #2,197 nationally (opportunity index); Terry, TX #193 in Texas; Terry, TX index 27.0.
- Terry, TX: no CFPB county sample; Terry, TX non-metro area reading 1.4%.
- Terry, TX ZIP phases: 5 peak, 1 recovery.
- Terry, TX residential listings tracked: 1 across 3 ZIPs; Terry, TX candidate listings 0.
- Terry, TX lenders on watch: 2; largest Terry, TX footprint Prosperity Bank (1 branch).
- Terry, TX most distressed ZIP: 79358 at 20/100.
Terry, TX figures: DLRadar distress index; Terry, TX inputs: CFPB, FHFA, HUD, FDIC; Terry, TX rebuilt as sources refresh.
| Rank | Terry, TX ZIP | Score |
|---|---|---|
| 1 | 79358 | 20/100 |
| 2 | 79316 | 17/100 |
| 3 | 79345 | 17/100 |
| 4 | 79378 | 17/100 |
| 5 | 79359 | 12/100 |
| 6 | 79376 | 12/100 |
Most distressed Terry, TX ZIPs (0-100, 2026)
Mortgage delinquency around Terry, TX
No CFPB county sample covers Terry, TX; the non-metro area reading for Terry, TX: 1.4% ninety-plus; Terry, TX area thirty-to-eighty-nine 3.5% (December 2025, Terry, TX); Texas overall 1.2%.
Opportunity index: Terry, TX
Terry, TX index 27.0, Terry, TX phase weak; Terry, TX primary driver construction, Terry, TX second driver vacancy. Terry, TX components: property stress 12.0, foreclosure pressure 12.0, bank stress 37.9, insurance 0.0; Terry, TX pulse 28.4; Terry, TX capital opportunity 24.8.
ZIP market phases inside Terry, TX
6 Terry, TX ZIPs carry a price-cycle phase; Terry, TX ZIPs by phase (Terry, TX), deepest drawdown first: peak, +2.0% YoY (Terry, TX): 79316, 79345, 79359, 79376, Terry, TX 79378; recovery, +2.5% YoY (Terry, TX): 79358.
Residential listings by Terry, TX ZIP
Terry, TX ZIPs with the most tracked Terry, TX residential listings: 79316 1 listings, 0 candidates, bank pressure 33; 79345 0 listings, 0 candidates, bank pressure 41; 79378 0 listings, 0 candidates, bank pressure 33. Terry, TX totals: 1 listings; Terry, TX candidates 0; active ZIPs 1.
Lenders with branches in Terry, TX
Terry, TX lenders by branch count: Prosperity Bank (Terry, TX): stress 33, 1 branch low in Terry, TX; Sundown State Bank (Terry, TX): stress 33, 1 branch low in Terry, TX.
Vacancy and permits, Terry, TX
492 of 4,789 Terry, TX housing units are vacant.
Work Terry, TX at the parcel level
Every Terry, TX parcel carries owner and address; every Terry, TX parcel carries APN; Terry, TX distress scores sit on the Terry, TX live board.
Terry, TX figures refresh with each source.
Terry, TX questions
Most distressed ZIP code in Terry County, TX?
ZIP 79358 leads Terry, TX at 20/100; next in Terry, TX: 79316 at 17/100; the Terry, TX average is 16/100.
Where does Terry County, TX rank for investment opportunity?
Terry, TX is #2,197 among all ranked counties, #193 in Texas; the Terry, TX driver is construction; Terry, TX moved up 443 places.
How many mortgages are delinquent in Terry County, TX?
Terry, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Terry, TX.
Which banks lend in Terry County, TX?
2 watched lenders hold Terry, TX branches; the largest Terry, TX footprints are Prosperity Bank (1), Sundown State Bank (1).
More on Terry, TX
Terry County, TX distress report: public-record figures for Terry, TX; not legal advice for Terry, TX; not tax or investment advice; verify every Terry, TX record before acting.