Thurston County, WA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Thurston County, Washington? DLRadar grades every Thurston County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 34/100. Here is the 2026 Thurston County breakdown.
- Thurston County's most distressed ZIP is 98568 at 34/100.
- 16 ZIP codes tracked in Thurston County, averaging 27/100 distress.
- Thurston County reads peak — home values up 2.1% year over year, 0.7% off peak.
- Vacancy runs 5.7% across Thurston County's tracked ZIPs, with a 12.2% poverty rate.
- The typical Thurston County home is worth about $457,993 against a ~$91,137 median income.
- Lending headwind in Thurston County sits at 50/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 98568 | 34/100 |
| 2 | 98531 | 31/100 |
| 3 | 98579 | 28/100 |
| 4 | 98502 | 27/100 |
| 5 | 98501 | 26/100 |
| 6 | 98503 | 26/100 |
| 7 | 98505 | 26/100 |
| 8 | 98506 | 26/100 |
| 9 | 98512 | 26/100 |
| 10 | 98513 | 26/100 |
| 11 | 98516 | 26/100 |
| 12 | 98530 | 26/100 |
Most distressed ZIP codes in Thurston County (composite distress 0-100, 2026)
What is driving Thurston County distress
Thurston County's placement in the national index rests on public filings — a 27/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Thurston County market phase and pricing
DLRadar places Thurston County in peak; prices moved up 2.1% over the year and remain 0.7% under peak. Longer marketing times follow, and with them the sellers worth calling.
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Questions and answers
Which ZIP code leads Thurston County on distress?
ZIP 98568 leads Thurston County at 34/100, recomputed monthly from public records.
Is Thurston County expanding or contracting?
Thurston County reads peak, with home prices up 2.1% year over year. Phase comes from FHFA House Price Index trajectory.
What are the sources behind these Thurston County numbers?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 16 Thurston County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Thurston County ZIP codes?
Averaging the county conceals how uneven it is. Across the Thurston County ZIPs DLRadar ranks, scores run from 34/100 in 98568 down to 26/100 in 98530, against a Thurston County average of 27/100. Those 8 points separate the ZIPs worth working in Thurston County from the rest.
What do Thurston County home values and vacancy say about distressed supply?
The typical Thurston County home carries about $457,993 of value against a median household income near $91,137. Vacancy across Thurston County's tracked ZIPs runs 5.7% and the poverty rate is 12.2%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Thurston County's foreclosure and lien filings and its 50/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.