Val Verde County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Val Verde County, Texas? DLRadar grades every Val Verde County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Val Verde County breakdown.
- Val Verde County's most distressed ZIP is 78837 at 24/100.
- 8 ZIP codes tracked in Val Verde County, averaging 22/100 distress.
- Val Verde County reads peak — home values up 0.9% year over year.
- Vacancy runs 25.1% across Val Verde County's tracked ZIPs, with a 7.7% poverty rate.
- The typical Val Verde County home is worth about $176,933 against a ~$63,089 median income.
- Lending headwind in Val Verde County sits at 0/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 78837 | 24/100 |
| 2 | 78840 | 24/100 |
| 3 | 78841 | 24/100 |
| 4 | 78842 | 24/100 |
| 5 | 78843 | 24/100 |
| 6 | 78871 | 24/100 |
| 7 | 76950 | 18/100 |
| 8 | 76943 | 15/100 |
Most distressed ZIP codes in Val Verde County (composite distress 0-100, 2026)
What is driving Val Verde County distress
Nothing here is estimated: Val Verde County is scored from filings alone, and its ZIPs average 22/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Val Verde County market phase and pricing
The cycle in Val Verde County is peak, with values up 0.9% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Val Verde County
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Questions about this county
Where is distress highest inside Val Verde County, TX?
ZIP 78837 leads Val Verde County at 24/100, recomputed monthly from public records.
Is Val Verde County expanding or contracting?
Phase for Val Verde County: peak, tracking a 0.9% gain year over year, read off the FHFA index.
How is the Val Verde County data sourced?
Val Verde County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 8 ZIPs are comparable to anywhere else.
How much do distress scores vary between Val Verde County ZIP codes?
Averaging the county conceals how uneven it is. Across the Val Verde County ZIPs DLRadar ranks, scores run from 24/100 in 78837 down to 15/100 in 76943, against a Val Verde County average of 22/100. With 9 points between best and worst, county-level targeting in Val Verde County wastes effort.
What do Val Verde County home values and vacancy say about distressed supply?
The typical Val Verde County home carries about $176,933 of value against a median household income near $63,089. Vacancy across Val Verde County's tracked ZIPs runs 25.1% and the poverty rate is 7.7%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Val Verde County's foreclosure and tax-lien record and its 0/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.