Washington County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Washington County, NC distress report, 2026: 4 ZIPs scored in Washington, NC, Washington, NC average 23/100; the top Washington, NC ZIP is 27860 at 29/100; Washington, NC market phase peak, Washington, NC prices +2.8% year over year.
- Washington, NC ranks #1,017 nationally (opportunity index); Washington, NC #52 in North Carolina; Washington, NC index 31.1.
- Washington, NC: no CFPB county sample; Washington, NC non-metro area reading 1.3%.
- Washington, NC ZIP phases: 4 peak.
- Washington, NC residential listings tracked: 6 across 3 ZIPs; Washington, NC candidate listings 1.
- Washington, NC lenders on watch: 1; largest Washington, NC footprint Southern Bank&Trust Co (1 branch).
- Washington, NC most distressed ZIP: 27860 at 29/100.
Washington, NC figures: DLRadar distress index; Washington, NC inputs: CFPB, FHFA, HUD, FDIC; Washington, NC rebuilt as sources refresh.
| Rank | Washington, NC ZIP | Score |
|---|---|---|
| 1 | 27860 | 29/100 |
| 2 | 27962 | 21/100 |
| 3 | 27928 | 20/100 |
| 4 | 27970 | 20/100 |
Most distressed Washington, NC ZIPs (0-100, 2026)
Mortgage delinquency around Washington, NC
No CFPB county sample covers Washington, NC; the non-metro area reading for Washington, NC: 1.3% ninety-plus; Washington, NC area thirty-to-eighty-nine 3.4% (December 2025, Washington, NC); North Carolina overall 0.9%.
Opportunity index: Washington, NC
Washington, NC index 31.1, Washington, NC phase watchlist; Washington, NC primary driver vacancy, Washington, NC second driver bank institutional. Washington, NC components: property stress 25.1, foreclosure pressure 26.2, listing discounts 29.9, bank stress 55.7, insurance 0.0; Washington, NC pulse 34.6; Washington, NC capital opportunity 25.8; Washington, NC seven-day change -0.8%.
ZIP market phases inside Washington, NC
4 Washington, NC ZIPs carry a price-cycle phase; Washington, NC ZIPs by phase (Washington, NC), deepest drawdown first: peak, +2.3% YoY (Washington, NC): 27860; peak, +2.8% YoY (Washington, NC): 27928, 27970; peak, +2.7% YoY (Washington, NC): 27962.
Residential listings by Washington, NC ZIP
Washington, NC ZIPs with the most tracked Washington, NC residential listings: 27970 4 listings, 1 candidates, bank pressure 69; 27962 2 listings, 0 candidates, bank pressure 59; 27928 0 listings, 0 candidates, bank pressure 69. Washington, NC totals: 6 listings; Washington, NC candidates 1; active ZIPs 1.
Lenders with branches in Washington, NC
Washington, NC lenders by branch count: Southern Bank&Trust Co (Washington, NC): stress 69, 1 branch low in Washington, NC.
Vacancy and permits, Washington, NC
1,296 of 6,040 Washington, NC housing units are vacant; Washington, NC permits, twelve months: 0 multifamily units in Washington, NC, 5 one-to-four unit units.
Work Washington, NC at the parcel level
Every Washington, NC parcel carries owner and address; every Washington, NC parcel carries APN; Washington, NC distress scores sit on the Washington, NC live board.
Washington, NC figures refresh with each source.
Washington, NC questions
Most distressed ZIP code in Washington County, NC?
ZIP 27860 leads Washington, NC at 29/100; next in Washington, NC: 27962 at 21/100; the Washington, NC average is 23/100.
Where does Washington County, NC rank for investment opportunity?
Washington, NC is #1,017 among all ranked counties, #52 in North Carolina; the Washington, NC driver is vacancy; Washington, NC moved up 131 places.
How many mortgages are delinquent in Washington County, NC?
Washington, NC takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Washington, NC.
Which banks lend in Washington County, NC?
1 watched lenders hold Washington, NC branches; the largest Washington, NC footprints are Southern Bank&Trust Co (1).
More on Washington, NC
Washington County, NC distress report: public-record figures for Washington, NC; not legal advice for Washington, NC; not tax or investment advice; verify every Washington, NC record before acting.