Webb County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Webb County, TX distress report, 2026: 10 ZIPs scored in Webb, TX, Webb, TX average 44/100; the top Webb, TX ZIP is 78040 at 45/100; Webb, TX market phase neutral, Webb, TX prices +2.8% year over year.
- Webb, TX ranks #290 nationally (opportunity index); Webb, TX #39 in Texas; Webb, TX index 34.8.
- Webb, TX ninety-day mortgage delinquency 2.5% in December 2025; Webb, TX twelve-month change 0.0%.
- Webb, TX ZIP phases: 10 neutral.
- Webb, TX residential listings tracked: 32 across 10 ZIPs; Webb, TX candidate listings 1.
- Webb, TX HUD assisted properties: 7 with 817 units.
- Webb, TX lenders on watch: 6; largest Webb, TX footprint International Bk Of Com (17 branches).
- Webb, TX most distressed ZIP: 78040 at 45/100.
Webb, TX figures: DLRadar distress index; Webb, TX inputs: CFPB, FHFA, HUD, FDIC; Webb, TX rebuilt as sources refresh.
| Rank | Webb, TX ZIP | Score |
|---|---|---|
| 1 | 78040 | 45/100 |
| 2 | 78041 | 45/100 |
| 3 | 78043 | 45/100 |
| 4 | 78044 | 45/100 |
| 5 | 78045 | 45/100 |
| 6 | 78046 | 45/100 |
| 7 | 78344 | 45/100 |
| 8 | 78369 | 45/100 |
| 9 | 78371 | 45/100 |
| 10 | 78019 | 31/100 |
Most distressed Webb, TX ZIPs (0-100, 2026)
Mortgage delinquency in Webb, TX
2.5% of Webb, TX mortgages were ninety-plus days late (Webb, TX, December 2025); Webb, TX thirty-to-eighty-nine days late: 7.6%; Webb, TX twelve-month change 0.0%; Webb, TX peak since 2008: 6.3% (November 2009); Texas overall 1.2%. Webb, TX ninety-day series: Dec 24 2.5, Jan 25 2.5, Feb 25 2.7 (Webb, TX), Mar 25 2.0, Apr 25 1.7, May 25 1.8 (Webb, TX), Jun 25 1.6, Jul 25 1.8, Aug 25 1.8 (Webb, TX), Sep 25 2.1, Oct 25 2.3, Nov 25 2.3 (Webb, TX), Dec 25 2.5.
Opportunity index: Webb, TX
Webb, TX index 34.8, Webb, TX phase peak_opportunity; Webb, TX primary driver construction, Webb, TX second driver bank institutional. Webb, TX components: property stress 21.0, foreclosure pressure 17.1, listing discounts 44.1, bank stress 50.0, insurance 42.8; Webb, TX pulse 36.7; Webb, TX capital opportunity 31.9; Webb, TX seven-day change -0.1%.
ZIP market phases inside Webb, TX
10 Webb, TX ZIPs carry a price-cycle phase; Webb, TX ZIPs by phase (Webb, TX), deepest drawdown first: neutral, +2.8% YoY, 5.8% off peak (Webb, TX): 78040, 78041, 78043, 78044, Webb, TX 78045, 78046, 78344, 78369, Webb, TX 78371; neutral, +2.7% YoY, 4.9% off peak (Webb, TX): 78019.
Residential listings by Webb, TX ZIP
Webb, TX ZIPs with the most tracked Webb, TX residential listings: 78046 12 listings, 0 candidates, bank pressure 56; 78045 9 listings, 1 candidates, bank pressure 56; 78041 4 listings, 0 candidates, bank pressure 56; 78043 4 listings, 0 candidates, bank pressure 56 (Webb, TX); 78040 2 listings, 0 candidates, bank pressure 56; 78344 1 listings, 0 candidates, bank pressure 56; 78019 0 listings, 0 candidates, bank pressure 56; 78044 0 listings, 0 candidates, bank pressure 56. Webb, TX totals: 32 listings; Webb, TX candidates 1; active ZIPs 6.
HUD assisted housing in Webb, TX
7 assisted properties with 817 units sit in Webb, TX; largest Webb, TX properties: Cibolo Crossing (Laredo) 236 units; Hamilton Apartments (Laredo) 165 units; Shiloh Crossing Apartments (Laredo) 156 units in Webb, TX; Laredo Manor (Laredo) 100 units, 20 assisted; Tanis Valdez Village (Laredo) 72 units, 72 assisted; Lulac Haven (Laredo) 48 units, 48 assisted.
Lenders with branches in Webb, TX
Webb, TX lenders by branch count: International Bk Of Com (Webb, TX): stress 3, 17 branches low in Webb, TX; Falcon International Bank (Webb, TX): stress 52, 7 branches low in Webb, TX; First National Bank Texas (Webb, TX): stress 77, 6 branches low in Webb, TX; Commerce Bank (Webb, TX): stress 53, 3 branches low in Webb, TX; Texas Community Bank (Webb, TX): stress 41, 3 branches low in Webb, TX; Vantage Bank Texas (Webb, TX): stress 63, 2 branches low in Webb, TX.
Vacancy and permits, Webb, TX
6,803 of 88,176 Webb, TX housing units are vacant; Webb, TX permits, twelve months: 211 multifamily units in Webb, TX, 942 one-to-four unit units.
Work Webb, TX at the parcel level
Every Webb, TX parcel carries owner and address; every Webb, TX parcel carries APN; Webb, TX distress scores sit on the Webb, TX live board.
Webb, TX figures refresh with each source.
Webb, TX questions
Most distressed ZIP code in Webb County, TX?
ZIP 78040 leads Webb, TX at 45/100; next in Webb, TX: 78041 at 45/100; the Webb, TX average is 44/100.
Where does Webb County, TX rank for investment opportunity?
Webb, TX is #290 among all ranked counties, #39 in Texas; the Webb, TX driver is construction; Webb, TX moved up 412 places.
How many mortgages are delinquent in Webb County, TX?
2.5% of Webb, TX mortgages were ninety-plus days late in December 2025; the Webb, TX peak since 2008 was 6.3%.
Which banks lend in Webb County, TX?
6 watched lenders hold Webb, TX branches; the largest Webb, TX footprints are International Bk Of Com (17), Falcon International Bank (7), First National Bank Texas (6).
More on Webb, TX
Webb County, TX distress report: public-record figures for Webb, TX; not legal advice for Webb, TX; not tax or investment advice; verify every Webb, TX record before acting.