ZIP 78045 Property Distress & Foreclosure Data

DLRadar grades ZIP 78045 (Webb County, Texas) at a moderate 31/100 for overall property distress. Structural exposure scores 68 and live distress 6 on the 0–100 scale. Property-level stress concentrates in structural risk (68/100), construction/permit lag (57/100), institutional ownership (56/100). By contrast, mortgage stress (21/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (60/100).

The market reads peak — home values rose 4.6% year on year, and 14% higher over three years, at 44/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 4.4%. Rent burden reaches 31% of tenant households. The typical home is worth about $243,900 (2.5× income, relatively affordable). 77% of housing is owner-occupied. Around 35% of adults hold a bachelor's degree or higher. The poverty rate is 6.6% — low. There are about 22,112 housing units across 78045. The demographic-stress sub-score lands at 24/100. About 67,185 people live here, median age 34. At $89,334, median income runs above typical U.S. levels.

Net-net, 78045 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.