ZIP 78045 Foreclosure, Tax-Lien & Distress Report
Webb County, Texas · Distress market
In Webb County, Texas, ZIP 78045 scores 46 of 100 for composite distress, a moderate level on DLRadar's public-record index. On the structural side it scores 74/100, with 6/100 of stress already active. What sets it apart are the readings on structural risk (74/100), construction/permit lag (71/100), institutional ownership (61/100). By contrast, price dislocation (25/100) and mortgage stress (21/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (89/100), climate & FEMA risk (86/100).
The market reads neutral — home values rose 2.8% year on year, 5.8% off the recent peak, and 14% higher over three years (phase confidence 48/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
The vacancy rate is 4.4%. Around 31% of renters are cost-burdened. Home values center near $243,900, an affordability ratio of 2.5× — accessible. 77% of housing is owner-occupied. Educational attainment sits at 35% bachelor's-or-above. The poverty rate is 6.6% — low. The ZIP holds roughly 22,112 housing units. DLRadar's demographic-stress index for the area reads 24/100. Population is roughly 67,185 with a median age of 34. Median household income is $89,334, above the U.S. median near $78,000.
On the whole, 78045 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 78045 at the moment; the composite and its components are still built from verifiable public records.
The 78045 read uses the identical public-record model applied coast to coast, which means its 46/100 score means exactly what it means anywhere else, and 78045 stays directly comparable to neighboring ZIPs and the rest of Webb County, Texas. Every figure is auditable to a public dataset and refreshed on ingest; 78045 shows blanks, not estimates, wherever the record is sparse.
78045's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 78045 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 78045
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 78045 distress snapshot
The live 78045 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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See every distressed parcel in 78045
Every distressed parcel in 78045 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology