ZIP 78040 Property Distress & Foreclosure Data

DLRadar grades ZIP 78040 (Webb County, Texas) at a moderate 31/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (86/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (60/100)). The latent-versus-live split is 68/100 structural and 6/100 already moving. Property-level stress concentrates in structural risk (68/100), construction/permit lag (57/100), institutional ownership (56/100). On the quiet end sit mortgage stress (21/100).

The peak-phase market in 78040 posted values that rose 4.6% over the year (phase confidence 44/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

DLRadar's demographic-stress index for the area reads 42/100. 33.8% of residents fall below the poverty threshold. Home values center near $118,700, an affordability ratio of 3.3× — accessible. Around 47% of renters are cost-burdened. Owners hold 38% of homes, renters 62%. The vacancy rate is 15.7% — elevated. Educational attainment sits at 9% bachelor's-or-above. Population is roughly 36,115 with a median age of 29. Median household income is $35,742, below the U.S. median near $78,000. The ZIP holds roughly 13,455 housing units.

On the whole, 78040 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.