ZIP 78344 Foreclosure, Tax-Lien & Distress Report

ZIP 78344's composite property-distress score is 45/100 - DLRadar classes that as moderate for Webb County, Texas. Climate and flood risk are elevated too — climate & FEMA risk (86/100), FEMA disaster exposure (83/100). Its standout signals are structural risk (71/100), construction/permit lag (68/100), institutional ownership (58/100). On the quiet end sit price dislocation (25/100) and mortgage stress (21/100). Structural risk reads 71/100 against active distress of 6/100.

Prices here sit in a neutral phase: values rose 2.8% over the trailing year, 5.8% off the recent peak, at 48/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 20.4% — elevated. There are about 156 housing units across 78344. About 18% have a four-year degree. 419 residents call 78344 home, typically aged 36. Roughly 12.9% live below the poverty line. On demographic stress specifically, 78344 scores 33/100. Households earn a median $89,750 — above the roughly $78,000 national figure. 91% of housing is owner-occupied. The typical home is worth about $137,700 (1.0× income, relatively affordable).

Net-net, 78344 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 78344 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 78344 read uses the identical scoring model applied coast to coast, which means its 45/100 score means exactly what it means anywhere else, and 78344 stays directly comparable to neighboring ZIPs and the rest of Webb County, Texas. Nothing here is interpolated — where a source is thin for 78344, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 45/100 for 78344 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 78344 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.