ZIP 78041 Foreclosure, Tax-Lien & Distress Report

Webb County, Texas's ZIP 78041 registers 46/100 composite distress, which DLRadar reads as moderate. Structural exposure scores 74 and live distress 6 on the 0–100 scale. Its heaviest discrete signals: structural risk (74/100), construction/permit lag (71/100), institutional ownership (61/100). On the quiet end sit price dislocation (25/100) and mortgage stress (21/100). Climate and flood risk are elevated too — FEMA disaster exposure (89/100), climate & FEMA risk (86/100).

The market reads neutral — home values rose 2.8% year on year, 5.8% off the recent peak, and 22% higher over three years (phase confidence 48/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $221,300, an affordability ratio of 3.5× — accessible. On demographic stress specifically, 78041 scores 33/100. About 47,089 people live here, median age 33. The vacancy rate is 6.0%. Households earn a median $61,007 — below the roughly $78,000 national figure. Educational attainment sits at 28% bachelor's-or-above. Owners hold 54% of homes, renters 46%. Rent burden reaches 36% of tenant households. The ZIP holds roughly 16,960 housing units. Roughly 18.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Taken together, 78041 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 78041 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 78041 runs through one identical public-record model, so its 46/100 sits on the same scale as every other ZIP in Webb County, Texas and the nation. Where the public record is thin for 78041, the field stays empty rather than modeled, and fills in as new documents post.

The 46/100 figure for 78041 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 78041 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.