ZIP 78046 Property Distress & Foreclosure Data

Composite property distress in 78046 (Webb County, Texas) lands at 31/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (68/100), construction/permit lag (57/100), institutional ownership (56/100). On the quiet end sit mortgage stress (21/100). Environmental exposure also runs high (climate & FEMA risk (86/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (60/100)). On the structural side it scores 68/100, with 6/100 of stress already active.

The peak-phase market in 78046 posted values that rose 4.6% over the year, and 14% higher over three years (phase confidence 44/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $53,601, below the U.S. median near $78,000. The ZIP holds roughly 20,080 housing units. Around 52% of renters are cost-burdened. Home values center near $150,600, an affordability ratio of 2.6× — accessible. Educational attainment sits at 13% bachelor's-or-above. Population is roughly 71,965 with a median age of 26. Owners hold 79% of homes, renters 21%. DLRadar's demographic-stress index for the area reads 35/100. 26.3% of residents fall below the poverty threshold. The vacancy rate is 6.4%.

On the whole, 78046 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.