ZIP 78046 Foreclosure, Tax-Lien & Distress Report
Webb County, Texas · High Poverty market
DLRadar grades ZIP 78046 (Webb County, Texas) at a moderate 46/100 for overall property distress. What sets it apart are the readings on structural risk (74/100), construction/permit lag (71/100), institutional ownership (61/100). price dislocation (25/100) and mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (89/100), climate & FEMA risk (86/100). On the structural side it scores 74/100, with 6/100 of stress already active.
The neutral-phase market in 78046 posted values that rose 2.8% over the year, 5.8% off the recent peak, and 14% higher over three years (phase confidence 48/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Median household income is $53,601, below the U.S. median near $78,000. The ZIP holds roughly 20,080 housing units. Around 52% of renters are cost-burdened. Home values center near $150,600, an affordability ratio of 2.6× — accessible. Educational attainment sits at 13% bachelor's-or-above. About 71,965 people live here, median age 26. The tenure split is 79% owner-occupied to 21% rented. On demographic stress specifically, 78046 scores 35/100. 26.3% of residents fall below the poverty threshold. Vacancy runs 6.4%.
On the whole, 78046 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 78046 read uses the identical public-record model applied coast to coast, which means its 46/100 score means exactly what it means anywhere else, and 78046 stays directly comparable to neighboring ZIPs and the rest of Webb County, Texas. 78046 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
78046's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 78046 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 78046
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 78046 Stress Report snapshot
A live read on 78046: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Webb County ZIP reports
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Rules-based scoring — each signal ties to a public dataset · methodology