Willacy County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Willacy County, TX distress report, 2026: 6 ZIPs scored in Willacy, TX, Willacy, TX average 31/100; the top Willacy, TX ZIP is 78569 at 33/100; Willacy, TX market phase peak, Willacy, TX prices +0.9% year over year.
- Willacy, TX ranks #459 nationally (opportunity index); Willacy, TX #63 in Texas; Willacy, TX index 33.6.
- Willacy, TX: no CFPB county sample; Willacy, TX non-metro area reading 1.4%.
- Willacy, TX ZIP phases: 6 peak.
- Willacy, TX residential listings tracked: 9 across 6 ZIPs; Willacy, TX candidate listings 5.
- Willacy, TX HUD assisted properties: 2 with 118 units.
- Willacy, TX lenders on watch: 1; largest Willacy, TX footprint First Community Bank (1 branch).
- Willacy, TX most distressed ZIP: 78569 at 33/100.
Willacy, TX figures: DLRadar distress index; Willacy, TX inputs: CFPB, FHFA, HUD, FDIC; Willacy, TX rebuilt as sources refresh.
| Rank | Willacy, TX ZIP | Score |
|---|---|---|
| 1 | 78569 | 33/100 |
| 2 | 78561 | 31/100 |
| 3 | 78590 | 31/100 |
| 4 | 78594 | 31/100 |
| 5 | 78598 | 31/100 |
| 6 | 78580 | 30/100 |
Most distressed Willacy, TX ZIPs (0-100, 2026)
Mortgage delinquency around Willacy, TX
No CFPB county sample covers Willacy, TX; the non-metro area reading for Willacy, TX: 1.4% ninety-plus; Willacy, TX area thirty-to-eighty-nine 3.5% (December 2025, Willacy, TX); Texas overall 1.2%.
Opportunity index: Willacy, TX
Willacy, TX index 33.6, Willacy, TX phase peak_opportunity; Willacy, TX primary driver vacancy, Willacy, TX second driver bank institutional. Willacy, TX components: property stress 24.9, foreclosure pressure 26.8, listing discounts 36.2, bank stress 51.0, insurance 0.0; Willacy, TX pulse 36.8; Willacy, TX capital opportunity 29.3; Willacy, TX seven-day change -0.3%.
ZIP market phases inside Willacy, TX
6 Willacy, TX ZIPs carry a price-cycle phase; Willacy, TX ZIPs by phase (Willacy, TX), deepest drawdown first: peak, +0.9% YoY (Willacy, TX): 78561, 78590, 78594, 78598; peak, +1.8% YoY (Willacy, TX): 78569; peak, +1.0% YoY (Willacy, TX): 78580.
Residential listings by Willacy, TX ZIP
Willacy, TX ZIPs with the most tracked Willacy, TX residential listings: 78580 4 listings, 2 candidates, bank pressure 63; 78561 2 listings, 0 candidates, bank pressure 63; 78594 2 listings, 2 candidates, bank pressure 63; 78569 1 listings, 1 candidates, bank pressure 60 (Willacy, TX); 78590 0 listings, 0 candidates, bank pressure 63; 78598 0 listings, 0 candidates, bank pressure 63. Willacy, TX totals: 9 listings; Willacy, TX candidates 5; active ZIPs 1.
HUD assisted housing in Willacy, TX
2 assisted properties with 118 units sit in Willacy, TX; largest Willacy, TX properties: Casitas Los Olmos Apartments (Raymondville) 80 units; Casa De Amigos Iv (Raymondville) 38 units, 38 assisted.
Lenders with branches in Willacy, TX
Willacy, TX lenders by branch count: First Community Bank (Willacy, TX): stress 59, 1 branch low in Willacy, TX.
Vacancy and permits, Willacy, TX
1,194 of 6,885 Willacy, TX housing units are vacant; Willacy, TX permits, twelve months: 0 multifamily units in Willacy, TX, 39 one-to-four unit units.
Work Willacy, TX at the parcel level
Every Willacy, TX parcel carries owner and address; every Willacy, TX parcel carries APN; Willacy, TX distress scores sit on the Willacy, TX live board.
Willacy, TX figures refresh with each source.
Willacy, TX questions
Most distressed ZIP code in Willacy County, TX?
ZIP 78569 leads Willacy, TX at 33/100; next in Willacy, TX: 78561 at 31/100; the Willacy, TX average is 31/100.
Where does Willacy County, TX rank for investment opportunity?
Willacy, TX is #459 among all ranked counties, #63 in Texas; the Willacy, TX driver is vacancy; Willacy, TX moved up 295 places.
How many mortgages are delinquent in Willacy County, TX?
Willacy, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Willacy, TX.
Which banks lend in Willacy County, TX?
1 watched lenders hold Willacy, TX branches; the largest Willacy, TX footprints are First Community Bank (1).
More on Willacy, TX
Willacy County, TX distress report: public-record figures for Willacy, TX; not legal advice for Willacy, TX; not tax or investment advice; verify every Willacy, TX record before acting.