Wood County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Wood County, TX distress report, 2026: 12 ZIPs scored in Wood, TX, Wood, TX average 20/100; the top Wood, TX ZIP is 75755 at 31/100; Wood, TX market phase peak, Wood, TX prices +2.0% year over year.
- Wood, TX ranks #784 nationally (opportunity index); Wood, TX #96 in Texas; Wood, TX index 32.0.
- Wood, TX: no CFPB county sample; Wood, TX non-metro area reading 1.4%.
- Wood, TX ZIP phases: 11 peak, 1 recovery.
- Wood, TX residential listings tracked: 20 across 6 ZIPs; Wood, TX candidate listings 12.
- Wood, TX HUD assisted properties: 1 with 64 units.
- Wood, TX lenders on watch: 7; largest Wood, TX footprint City Nb Of Sulphur Springs (6 branches).
- Wood, TX most distressed ZIP: 75755 at 31/100.
Wood, TX figures: DLRadar distress index; Wood, TX inputs: CFPB, FHFA, HUD, FDIC; Wood, TX rebuilt as sources refresh.
| Rank | Wood, TX ZIP | Score |
|---|---|---|
| 1 | 75755 | 31/100 |
| 2 | 75431 | 24/100 |
| 3 | 75471 | 24/100 |
| 4 | 75497 | 21/100 |
| 5 | 75410 | 19/100 |
| 6 | 75494 | 19/100 |
| 7 | 75765 | 19/100 |
| 8 | 75783 | 19/100 |
| 9 | 75440 | 18/100 |
| 10 | 75451 | 18/100 |
| 11 | 75773 | 17/100 |
| 12 | 75480 | 14/100 |
Most distressed Wood, TX ZIPs (0-100, 2026)
Mortgage delinquency around Wood, TX
No CFPB county sample covers Wood, TX; the non-metro area reading for Wood, TX: 1.4% ninety-plus; Wood, TX area thirty-to-eighty-nine 3.5% (December 2025, Wood, TX); Texas overall 1.2%.
Opportunity index: Wood, TX
Wood, TX index 32.0, Wood, TX phase watchlist; Wood, TX primary driver vacancy, Wood, TX second driver construction. Wood, TX components: property stress 15.9, foreclosure pressure 17.5, listing discounts 34.7, bank stress 53.9, insurance 0.0; Wood, TX pulse 35.8; Wood, TX capital opportunity 26.3.
ZIP market phases inside Wood, TX
12 Wood, TX ZIPs carry a price-cycle phase; Wood, TX ZIPs by phase (Wood, TX), deepest drawdown first: peak, +2.0% YoY (Wood, TX): 75410, 75440, 75480, 75765, Wood, TX 75783; peak, +1.2% YoY (Wood, TX): 75431; peak, +1.1% YoY (Wood, TX): 75451; peak, +1.0% YoY (Wood, TX): 75471; peak, +1.9% YoY (Wood, TX): 75494; peak, +1.8% YoY (Wood, TX): 75497; recovery, +2.8% YoY (Wood, TX): 75755; peak, +2.2% YoY (Wood, TX): 75773.
Residential listings by Wood, TX ZIP
Wood, TX ZIPs with the most tracked Wood, TX residential listings: 75494 5 listings, 2 candidates, bank pressure 56; 75773 5 listings, 3 candidates, bank pressure 57; 75765 3 listings, 2 candidates, bank pressure 52; 75783 3 listings, 3 candidates, bank pressure 52 (Wood, TX); 75410 2 listings, 0 candidates, bank pressure 51; 75497 2 listings, 2 candidates, bank pressure 56. Wood, TX totals: 20 listings; Wood, TX candidates 12; active ZIPs 1.
HUD assisted housing in Wood, TX
1 assisted properties with 64 units sit in Wood, TX; largest Wood, TX properties: Leaves Of Winnsboro (Winnsboro) 64 units.
Lenders with branches in Wood, TX
Wood, TX lenders by branch count: City Nb Of Sulphur Springs (Wood, TX): stress 46, 6 branches low in Wood, TX; Broadstreet Bank Ssb (Wood, TX): stress 67, 3 branches low in Wood, TX; First Nb Of East Texas (Wood, TX): stress 64, 2 branches low in Wood, TX; First Nb Of Winnsboro (Wood, TX): stress 13, 2 branches low in Wood, TX; First National Bank Texas (Wood, TX): stress 77, 1 branch low in Wood, TX; Southside Bank (Wood, TX): stress 55, 1 branch low in Wood, TX; Prosperity Bank (Wood, TX): stress 33, 1 branch low in Wood, TX.
Vacancy and permits, Wood, TX
3,716 of 22,388 Wood, TX housing units are vacant; Wood, TX permits, twelve months: 0 multifamily units in Wood, TX, 14 one-to-four unit units.
Work Wood, TX at the parcel level
Every Wood, TX parcel carries owner and address; every Wood, TX parcel carries APN; Wood, TX distress scores sit on the Wood, TX live board.
Wood, TX figures refresh with each source.
Wood, TX questions
Most distressed ZIP code in Wood County, TX?
ZIP 75755 leads Wood, TX at 31/100; next in Wood, TX: 75431 at 24/100; the Wood, TX average is 20/100.
Where does Wood County, TX rank for investment opportunity?
Wood, TX is #784 among all ranked counties, #96 in Texas; the Wood, TX driver is vacancy; Wood, TX moved up 127 places.
How many mortgages are delinquent in Wood County, TX?
Wood, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Wood, TX.
Which banks lend in Wood County, TX?
7 watched lenders hold Wood, TX branches; the largest Wood, TX footprints are City Nb Of Sulphur Springs (6), Broadstreet Bank Ssb (3), First Nb Of East Texas (2).
More on Wood, TX
Wood County, TX distress report: public-record figures for Wood, TX; not legal advice for Wood, TX; not tax or investment advice; verify every Wood, TX record before acting.