Gilchrist County, FL: Foreclosures, Tax Liens & Distressed Properties
Gilchrist County, FL, Florida: 5 ZIP codes scored, Gilchrist County, FL averaging 27/100 (low, Gilchrist, FL), from 25 to 28. Gilchrist County, FL is in its contraction phase (Gilchrist, FL confidence 30/100): Gilchrist, FL home prices down 0.3% (Gilchrist, FL) over twelve months, 2.1% under their peak. Gilchrist County, FL lender headwind: 27/100.
Highest-scoring Gilchrist County, FL ZIPs: 32669 (28/100), 32619 (27/100), 32693 (27/100), 32643 (26/100), 32008 (25/100).
Across Gilchrist County, FL's scored ZIPs: median home value $234,160, household income $76,184, 13.4% vacancy, 11.1% poverty, 84% owner-occupied, median age 41.0.
Gilchrist County, FL insurance distress 87/100 (#175 in the US); FEMA hazard 100/100 for Gilchrist, FL; 21 federal disaster declarations in Gilchrist County, FL since 2023 (9 hurricane); 4 Gilchrist, FL NFIP flood claims, $43K paid; Gilchrist, FL construction distress 61/100.
4 banks with 6 branches lend in Gilchrist County, FL; Gilchrist, FL weighted bank stress 58/100, highest 74/100 in Gilchrist, FL.
Gilchrist County, FL unemployment 5.0% (Gilchrist, FL -0.4 pts, six months); 60 new housing units permitted in Gilchrist County, FL over twelve months, Gilchrist, FL down 35% from 92; Gilchrist, FL home prices +12.1% a year (Gilchrist, FL) over three years.
7,863 housing units in Gilchrist County, FL; 1,126 Gilchrist, FL renter households; 23% of Gilchrist, FL renters spend 30%+ of income on rent, 11% (Gilchrist, FL) half or more.
Gilchrist County, FL ranks #245 nationally on the opportunity index (Gilchrist, FL, among all ranked counties); Gilchrist, FL scores 35.4/100 and Gilchrist, FL sits #32 inside Florida. Gilchrist, FL is in the peak_opportunity opportunity phase; Gilchrist, FL's primary driver is bank institutional, Gilchrist, FL second driver vacancy; Gilchrist, FL moved up 320 places. 19 short-sale listings across Gilchrist, FL; 93 days on market observed in Gilchrist, FL; 11.4% vacancy over 5 Gilchrist, FL ZIPs.
No CFPB county sample covers Gilchrist County, FL. The metro area reading for Gilchrist, FL (Gainesville, FL): 1.4% ninety-plus days late; Gilchrist, FL's thirty-to-eighty-nine share is 2.3% (Gilchrist, FL, December 2025 data); Florida overall 1.2%.
Gilchrist County, FL has 3 watched banks; 3 Gilchrist, FL banks sit in an elevated band. Gilchrist, FL footprints: Capital City Bank (3 branches, stress 54) in Gilchrist, FL; Lafayette State Bank (1 branch, stress 74) in Gilchrist, FL; Seacoast National Bank (1 branch, stress 58) in Gilchrist, FL.
712 of the 7,863 housing units in Gilchrist, FL sit vacant. Gilchrist County, FL permitted 0 multifamily units in twelve months; Gilchrist, FL's one-to-four unit structures added 60 units in Gilchrist County, FL.