Distressed Properties in Georgia
DLRadar scores 159 Georgia counties on market cycle, bank stress and insurance distress. 4 are in contraction or recovery; Georgia home prices average +1.9% year over year.
Georgia averages 56/100 bank stress and 68/100 insurance distress.
Furthest through the turn in Georgia: Glynn County (-4.4%), Brantley County (-4.4%), Mcintosh County (-4.4%), Floyd County (-2.3%).
Georgia residential listings tracked: 4,109 across 701 ZIPs; Georgia candidate listings 1,217; 312 Georgia ZIPs read active. Busiest Georgia ZIPs: 30311 63 listings, 38 candidates; 30310 62 listings, 30 candidates; 30032 61 listings, 10 candidates in Georgia; 30058 55 listings, 12 candidates; 30075 54 listings, 3 candidates; 30040 54 listings, 10 candidates.
HUD lists 471 assisted multifamily properties in Georgia with 44,976 units, 15,927 of the Georgia units assisted.
Georgia ZIPs by price-cycle phase: 2,114 peak, 361 contraction, 321 expansion, 175 recovery, 111 neutral.
Georgia ninety-day mortgage delinquency 1.3% as of December 2025; highest sampled Georgia counties: Clayton 3.6%, Newton 3.0%, Henry 2.4%.
Counties tracked
159
Markets softening
4
Georgia: contraction / recovery
Avg home price
+1.9%
Georgia YoY
Avg bank stress
56/100
Georgia counties
Georgia counties to watch
1. Glynn County-4.4% YoY, 8.6% off peak, bank 56/100 (14 banks), insurance 86/100Contraction2. Brantley County-4.4% YoY, 8.6% off peak, bank 46/100 (2 banks), insurance 85/100Contraction3. Mcintosh County-4.4% YoY, 8.6% off peak, bank 46/100 (2 banks), insurance 81/100Contraction4. Floyd County-2.3% YoY, 4.5% off peak, bank 54/100 (8 banks), insurance 84/100Contraction5. Murray County+3.4% YoY, bank 49/100 (4 banks), insurance 79/100Neutral6. Whitfield County+3.4% YoY, bank 56/100 (10 banks), insurance 90/100Neutral7. Hall County+4.8% YoY, bank 59/100 (16 banks), insurance 80/100Neutral8. Burke County+4.9% YoY, bank 61/100 (3 banks), insurance 86/100Neutral9. Mcduffie County+4.9% YoY, bank 59/100 (6 banks), insurance 48/100Neutral10. Richmond County+4.9% YoY, bank 65/100 (17 banks), insurance 91/100Neutral11. Lincoln County+4.9% YoY, bank 40/100 (2 banks), insurance 48/100Neutral12. Columbia County+4.9% YoY, bank 63/100 (16 banks), insurance 92/100Neutral13. Clarke County+0.4% YoY, bank 59/100 (16 banks), insurance 81/100Peak14. Oglethorpe County+0.4% YoY, bank 50/100 (2 banks), insurance 48/100Peak15. Oconee County+0.4% YoY, bank 58/100 (11 banks), insurance 79/100Peak16. Madison County+0.4% YoY, bank 58/100 (2 banks), insurance 49/100Peak17. Terrell County+0.6% YoY, bank 45/100 (3 banks), insurance 46/100Peak18. Worth County+0.6% YoY, bank 59/100 (5 banks), insurance 64/100Peak19. Dougherty County+0.6% YoY, bank 52/100 (11 banks), insurance 78/100Peak20. Lee County+0.6% YoY, bank 60/100 (6 banks), insurance 78/100Peak21. Jones County+1% YoY, bank 61/100 (4 banks), insurance 37/100Peak22. Crawford County+1% YoY, bank 43/100 (1 banks), insurance 37/100Peak23. Twiggs County+1% YoY, bank 74/100 (1 banks), insurance 48/100Peak24. Bibb County+1% YoY, bank 60/100 (14 banks), insurance 78/100Peak25. Monroe County+1% YoY, bank 51/100 (3 banks), insurance 89/100Peak26. Catoosa County+1.1% YoY, bank 56/100 (7 banks), insurance 89/100Peak27. Walker County+1.1% YoY, bank 69/100 (7 banks), insurance 82/100Peak28. Dade County+1.1% YoY, bank 59/100 (2 banks), insurance 46/100Peak29. Camden County+1.2% YoY, bank 53/100 (5 banks), insurance 84/100Peak30. Atkinson County+1.2% YoY, bank 66/100 (2 banks), insurance 49/100Peak31. Baldwin County+1.2% YoY, bank 57/100 (5 banks), insurance 48/100Peak32. Barrow County+1.2% YoY, bank 52/100 (11 banks), insurance 46/100Peak33. Bartow County+1.2% YoY, bank 53/100 (11 banks), insurance 86/100Peak34. Ben Hill County+1.2% YoY, bank 56/100 (2 banks), insurance 49/100Peak35. Bulloch County+1.2% YoY, bank 59/100 (10 banks), insurance 96/100Peak36. Butts County+1.2% YoY, bank 42/100 (2 banks), insurance 93/100Peak37. Carroll County+1.2% YoY, bank 57/100 (11 banks), insurance 76/100Peak38. Chattooga County+1.2% YoY, bank 62/100 (4 banks), insurance 46/100Peak39. Cherokee County+1.2% YoY, bank 59/100 (17 banks), insurance 80/100Peak40. Clayton County+1.2% YoY, bank 60/100 (10 banks), insurance 90/100Peak41. Cobb County+1.2% YoY, bank 62/100 (25 banks), insurance 91/100Peak42. Coffee County+1.2% YoY, bank 54/100 (8 banks), insurance 90/100Peak43. Colquitt County+1.2% YoY, bank 53/100 (8 banks), insurance 89/100Peak44. Coweta County+1.2% YoY, bank 56/100 (16 banks), insurance 61/100Peak45. Crisp County+1.2% YoY, bank 56/100 (5 banks), insurance 87/100Peak46. Dawson County+1.2% YoY, bank 58/100 (6 banks), insurance 49/100Peak47. Decatur County+1.2% YoY, bank 61/100 (7 banks), insurance 49/100Peak48. Dekalb County+1.2% YoY, bank 61/100 (24 banks), insurance 90/100Peak49. Douglas County+1.2% YoY, bank 56/100 (13 banks), insurance 80/100Peak50. Evans County+1.2% YoY, bank 67/100 (3 banks), insurance 92/100Peak51. Fayette County+1.2% YoY, bank 62/100 (12 banks), insurance 84/100Peak52. Forsyth County+1.2% YoY, bank 59/100 (19 banks), insurance 84/100Peak53. Fulton County+1.2% YoY, bank 62/100 (46 banks), insurance 97/100Peak54. Gordon County+1.2% YoY, bank 63/100 (8 banks), insurance 80/100Peak55. Grady County+1.2% YoY, bank 58/100 (5 banks), insurance 49/100Peak56. Gwinnett County+1.2% YoY, bank 60/100 (39 banks), insurance 83/100Peak57. Habersham County+1.2% YoY, bank 53/100 (6 banks), insurance 48/100Peak58. Haralson County+1.2% YoY, bank 49/100 (4 banks), insurance 46/100Peak59. Heard County+1.2% YoY, bank 41/100 (1 banks), insurance 46/100Peak60. Henry County+1.2% YoY, bank 59/100 (16 banks), insurance 88/100Peak61. Jackson County+1.2% YoY, bank 50/100 (10 banks), insurance 49/100Peak62. Jasper County+1.2% YoY, bank 39/100 (2 banks), insurance 79/100Peak63. Johnson County+1.2% YoY, bank 54/100 (2 banks), insurance 77/100Peak64. Laurens County+1.2% YoY, bank 52/100 (11 banks), insurance 49/100Peak65. Lumpkin County+1.2% YoY, bank 57/100 (6 banks), insurance 88/100Peak66. Meriwether County+1.2% YoY, bank 59/100 (4 banks), insurance 46/100Peak67. Montgomery County+1.2% YoY, bank 70/100 (2 banks), insurance 86/100Peak68. Morgan County+1.2% YoY, bank 51/100 (4 banks), insurance 37/100Peak69. Newton County+1.2% YoY, bank 52/100 (9 banks), insurance 90/100Peak70. Paulding County+1.2% YoY, bank 58/100 (11 banks), insurance 83/100Peak71. Pickens County+1.2% YoY, bank 48/100 (7 banks), insurance 46/100Peak72. Pierce County+1.2% YoY, bank 60/100 (3 banks), insurance 66/100Peak73. Pike County+1.2% YoY, bank 58/100 (2 banks), insurance 49/100Peak74. Polk County+1.2% YoY, bank 61/100 (4 banks), insurance 84/100Peak75. Quitman County+1.2% YoY, insurance 46/100Peak76. Rockdale County+1.2% YoY, bank 60/100 (10 banks), insurance 87/100Peak77. Schley County+1.2% YoY, bank 57/100 (2 banks), insurance 46/100Peak78. Spalding County+1.2% YoY, bank 55/100 (7 banks), insurance 60/100Peak79. Stephens County+1.2% YoY, bank 55/100 (5 banks), insurance 48/100Peak80. Sumter County+1.2% YoY, bank 63/100 (5 banks), insurance 61/100Peak81. Thomas County+1.2% YoY, bank 57/100 (7 banks), insurance 50/100Peak82. Tift County+1.2% YoY, bank 52/100 (7 banks), insurance 82/100Peak83. Toombs County+1.2% YoY, bank 66/100 (7 banks), insurance 89/100Peak84. Troup County+1.2% YoY, bank 55/100 (11 banks), insurance 75/100Peak85. Turner County+1.2% YoY, bank 55/100 (2 banks), insurance 49/100Peak86. Upson County+1.2% YoY, bank 38/100 (4 banks), insurance 74/100Peak87. Walton County+1.2% YoY, bank 60/100 (12 banks), insurance 81/100Peak88. Ware County+1.2% YoY, bank 57/100 (7 banks), insurance 87/100Peak89. Wayne County+1.2% YoY, bank 57/100 (5 banks), insurance 49/100Peak90. Chattahoochee County+1.6% YoY, 1.6% off peak, bank 64/100 (1 banks), insurance 46/100Peak91. Talbot County+1.6% YoY, 1.6% off peak, bank 82/100 (2 banks), insurance 46/100Peak92. Marion County+1.6% YoY, 1.6% off peak, bank 57/100 (2 banks), insurance 46/100Peak93. Stewart County+1.6% YoY, 1.6% off peak, insurance 46/100Peak94. Muscogee County+1.6% YoY, 1.6% off peak, bank 62/100 (11 banks), insurance 82/100Peak95. Harris County+1.6% YoY, 1.6% off peak, bank 64/100 (2 banks), insurance 46/100Peak96. Chatham County+2.4% YoY, bank 62/100 (20 banks), insurance 93/100Peak97. Effingham County+2.4% YoY, bank 60/100 (7 banks), insurance 93/100Peak98. Bryan County+2.4% YoY, bank 65/100 (9 banks), insurance 95/100Peak99. Wheeler County+2.5% YoY, bank 23/100 (1 banks), insurance 49/100Peak100. Appling County+2.5% YoY, bank 47/100 (5 banks), insurance 79/100Peak101. Towns County+2.5% YoY, bank 52/100 (2 banks), insurance 46/100Peak102. Calhoun County+2.5% YoY, bank 43/100 (2 banks), insurance 46/100Peak103. Treutlen County+2.5% YoY, bank 53/100 (1 banks), insurance 49/100Peak104. White County+2.5% YoY, bank 57/100 (5 banks), insurance 49/100Peak105. Baker County+2.5% YoY, bank 43/100 (1 banks), insurance 46/100Peak106. Berrien County+2.5% YoY, bank 80/100 (2 banks), insurance 87/100Peak107. Union County+2.5% YoY, bank 53/100 (5 banks), insurance 78/100Peak108. Pulaski County+2.5% YoY, bank 48/100 (2 banks), insurance 63/100Peak109. Putnam County+2.5% YoY, bank 68/100 (2 banks), insurance 81/100Peak110. Wilcox County+2.5% YoY, bank 80/100 (2 banks), insurance 49/100Peak111. Rabun County+2.5% YoY, bank 54/100 (6 banks), insurance 63/100Peak112. Hart County+2.5% YoY, bank 54/100 (5 banks), insurance 48/100Peak113. Bleckley County+2.5% YoY, bank 52/100 (3 banks), insurance 48/100Peak114. Macon County+2.5% YoY, bank 63/100 (2 banks), insurance 46/100Peak115. Charlton County+2.5% YoY, bank 34/100 (2 banks), insurance 86/100Peak116. Bacon County+2.5% YoY, bank 44/100 (2 banks), insurance 64/100Peak117. Miller County+2.5% YoY, bank 48/100 (3 banks), insurance 46/100Peak118. Mitchell County+2.5% YoY, bank 53/100 (4 banks), insurance 80/100Peak119. Candler County+2.5% YoY, bank 55/100 (4 banks), insurance 88/100Peak120. Webster County+2.5% YoY, bank 61/100 (1 banks), insurance 46/100Peak121. Jeff Davis County+2.5% YoY, bank 47/100 (3 banks), insurance 64/100Peak122. Jefferson County+2.5% YoY, bank 68/100 (3 banks), insurance 80/100Peak123. Jenkins County+2.5% YoY, bank 51/100 (3 banks), insurance 80/100Peak124. Taylor County+2.5% YoY, bank 52/100 (3 banks), insurance 46/100Peak125. Cook County+2.5% YoY, bank 48/100 (3 banks), insurance 80/100Peak126. Lamar County+2.5% YoY, bank 33/100 (1 banks), insurance 87/100Peak127. Telfair County+2.5% YoY, bank 67/100 (3 banks), insurance 49/100Peak128. Clinch County+2.5% YoY, bank 53/100 (2 banks), insurance 50/100Peak129. Elbert County+2.5% YoY, bank 56/100 (4 banks), insurance 48/100Peak130. Emanuel County+2.5% YoY, bank 42/100 (5 banks), insurance 79/100Peak131. Randolph County+2.5% YoY, bank 86/100 (2 banks), insurance 46/100Peak132. Fannin County+2.5% YoY, bank 52/100 (6 banks), insurance 85/100Peak133. Early County+2.5% YoY, bank 32/100 (2 banks), insurance 75/100Peak134. Banks County+2.5% YoY, bank 44/100 (2 banks), insurance 49/100Peak135. Franklin County+2.5% YoY, bank 52/100 (4 banks), insurance 48/100Peak136. Wilkes County+2.5% YoY, bank 47/100 (3 banks), insurance 48/100Peak137. Gilmer County+2.5% YoY, bank 51/100 (4 banks), insurance 86/100Peak138. Glascock County+2.5% YoY, bank 96/100 (1 banks), insurance 48/100Peak139. Dooly County+2.5% YoY, bank 54/100 (2 banks), insurance 80/100Peak140. Screven County+2.5% YoY, bank 53/100 (4 banks), insurance 90/100Peak141. Seminole County+2.5% YoY, bank 49/100 (5 banks), insurance 46/100Peak142. Greene County+2.5% YoY, bank 68/100 (5 banks), insurance 48/100Peak143. Wilkinson County+2.5% YoY, bank 64/100 (2 banks), insurance 48/100Peak144. Warren County+2.5% YoY, bank 56/100 (1 banks), insurance 48/100Peak145. Dodge County+2.5% YoY, bank 56/100 (3 banks), insurance 49/100Peak146. Hancock County+2.5% YoY, bank 60/100 (1 banks), insurance 48/100Peak147. Clay County+2.5% YoY, bank 39/100 (2 banks), insurance 46/100Peak148. Washington County+2.5% YoY, bank 63/100 (4 banks), insurance 83/100Peak149. Irwin County+2.5% YoY, bank 54/100 (3 banks), insurance 49/100Peak150. Taliaferro County+2.5% YoY, bank 52/100 (1 banks), insurance 48/100Peak151. Tattnall County+2.5% YoY, bank 57/100 (4 banks), insurance 89/100Peak152. Liberty County+3.6% YoY, bank 57/100 (6 banks), insurance 92/100Peak153. Long County+3.6% YoY, bank 52/100 (2 banks), insurance 91/100Peak154. Peach County+5.9% YoY, bank 47/100 (3 banks), insurance 75/100Expansion155. Houston County+5.9% YoY, bank 60/100 (13 banks), insurance 68/100Expansion156. Lanier County+8% YoY, bank 63/100 (1 banks), insurance 83/100Expansion157. Lowndes County+8% YoY, bank 59/100 (14 banks), insurance 95/100Expansion158. Echols County+8% YoY, insurance 86/100Expansion159. Brooks County+8% YoY, bank 64/100 (5 banks), insurance 88/100Expansion
Distressed properties in Georgia — FAQ
How do I find Georgia distressed properties?
Start with the 4 of 159 Georgia counties in contraction or recovery, led by Glynn County, then open each Georgia county's ZIP scores.
Where does the Georgia data come from?
Georgia price cycle from FHFA; Georgia bank stress (56/100) from FDIC call reports; Georgia insurance distress (68/100) from FEMA and NFIP.