ZIP 11764 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 11764 (Suffolk County, New York) lands at 34/100 — moderate on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (71/100). The split runs 75/100 structural to 7/100 active on the ground. What sets it apart are the readings on structural risk (75/100), construction/permit lag (57/100), institutional ownership (51/100). By contrast, mortgage stress (22/100) register low.

Prices here sit in a peak phase: values rose 4.9% over the trailing year, and 23% higher over three years (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 4,617 housing units across 11764. The vacancy rate is 8.5%. Median household income is $142,344, above the U.S. median near $78,000. Educational attainment sits at 48% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 27/100. 79% of housing is owner-occupied. Around 27% of renters are cost-burdened. Home values center near $615,900, an affordability ratio of 4.1×. 6.3% of residents fall below the poverty threshold. About 12,530 people live here, median age 42.

Net-net, 11764 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 11764 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 11764 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 34/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 11764, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

11764's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 11764 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.