ZIP 11778 Foreclosure, Tax-Lien & Distress Report

ZIP 11778's composite property-distress score is 34/100 - DLRadar classes that as moderate for Suffolk County, New York. Structural risk reads 75/100 against active distress of 7/100. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (71/100). What sets it apart are the readings on structural risk (75/100), construction/permit lag (57/100), institutional ownership (51/100). On the quiet end sit mortgage stress (22/100).

The market reads peak — home values rose 4.9% year on year, and 28% higher over three years (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 5.2%. Around 58% of renters are cost-burdened. Population is roughly 12,919 with a median age of 39. 94% of housing is owner-occupied. The demographic-stress sub-score lands at 27/100. 2.3% of residents fall below the poverty threshold. The typical home is worth about $456,500 (3.4× income, relatively affordable). Households earn a median $119,656 — above the roughly $78,000 national figure. The ZIP holds roughly 4,953 housing units. Around 40% of adults hold a bachelor's degree or higher.

On balance 11778 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 11778 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 11778 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 34/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 11778 shows as blanks, never estimates, and the score updates on every fresh public filing.

11778's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 11778 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.