ZIP 11782 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 11782 (Suffolk County, New York) lands at 34/100 — moderate on DLRadar's public-record scoring. What sets it apart are the readings on structural risk (75/100), construction/permit lag (57/100), institutional ownership (51/100). mortgage stress (22/100) stay muted. The split runs 75/100 structural to 7/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (71/100).

The peak-phase market in 11782 posted values that rose 4.9% over the year, and 23% higher over three years (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $144,786, above the U.S. median near $78,000. On demographic stress specifically, 11782 scores 31/100. The poverty rate is 5.9% — low. 76% of housing is owner-occupied. The typical home is worth about $637,300 (4.2× income). Population is roughly 14,537 with a median age of 44. Around 55% of adults hold a bachelor's degree or higher. The vacancy rate is 19.4% — elevated. Around 52% of renters are cost-burdened. The ZIP holds roughly 6,700 housing units.

Net-net, 11782 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 11782 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 11782's 34/100 can be lined up against any neighbor in Suffolk County, New York or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 11782, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 11782 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 34/100 roll-up. In workflow terms, 11782 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.