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ZIP 11796 Foreclosure, Tax-Lien & Distress Report

Suffolk County, New York · Distress market

On DLRadar's 0-100 public-record scale, ZIP 11796 in Suffolk County, New York comes in at 34, a moderate composite-distress reading. Structural risk reads 75/100 against active distress of 7/100. What sets it apart are the readings on structural risk (75/100), construction/permit lag (57/100), institutional ownership (51/100). On the quiet end sit mortgage stress (22/100). Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (71/100)).

The peak-phase market in 11796 posted values that rose 4.9% over the year, and 34% higher over three years, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 3,715 with a median age of 44. 84% of housing is owner-occupied. The typical home is worth about $594,200 (3.5× income, relatively affordable). Educational attainment sits at 42% bachelor's-or-above. The vacancy rate is 5.6%. The ZIP holds roughly 1,331 housing units. Roughly 1.7% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 11796 scores 25/100. At $162,443, median income runs above typical U.S. levels. Rent burden reaches 37% of tenant households.

Net-net, 11796 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 11796 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 11796 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 34/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 11796, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 11796's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 11796 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

34/100
Composite stress
75/100
Structural risk
7/100
Distress activity

What is driving ZIP 11796’s distress

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk98
+9 more distress dimensions scored for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

11796 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Each signal above is traceable to an open dataset · methodology

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