ZIP 11739 Foreclosure, Tax-Lien & Distress Report

Suffolk County, New York's ZIP 11739 registers 34/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (75/100), construction/permit lag (57/100), institutional ownership (51/100). On the quiet end sit mortgage stress (22/100). Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (71/100)). The latent-versus-live split is 75/100 structural and 7/100 already moving.

The market reads peak — home values rose 4.9% year on year, and 31% higher over three years, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 0.4% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 9.1%. DLRadar's demographic-stress index for the area reads 40/100. About 59% have a four-year degree. 1,191 residents call 11739 home, typically aged 53. Owners hold 96% of homes, renters 4%. Rent burden reaches 100% of tenant households. The typical home is worth about $853,100 (6.3× income). Median household income is $133,393, above the U.S. median near $78,000. The ZIP holds roughly 520 housing units.

Net-net, 11739 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 11739 at the moment; the composite and its components are still built from verifiable public records.

Whether 11739 runs hot or quiet, its 34/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 11739 can be compared directly against any other ZIP in Suffolk County, New York or nationwide. Sparse data for 11739 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 34/100 figure for 11739 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 11739 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.