ZIP 11950 Foreclosure, Tax-Lien & Distress Report

Suffolk County, New York's ZIP 11950 registers 34/100 composite distress, which DLRadar reads as moderate. The split runs 75/100 structural to 7/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (71/100)). The sharpest non-environmental signals are structural risk (75/100), construction/permit lag (57/100), institutional ownership (51/100). mortgage stress (22/100) stay muted.

The peak-phase market in 11950 posted values that rose 4.9% over the year, and 30% higher over three years, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

16,944 residents call 11950 home, typically aged 32. Home values center near $433,700, an affordability ratio of 3.5× — accessible. The vacancy rate is 5.7%. Educational attainment sits at 16% bachelor's-or-above. The demographic-stress sub-score lands at 30/100. Median household income is $105,593, above the U.S. median near $78,000. The ZIP holds roughly 5,115 housing units. Rent burden reaches 35% of tenant households. Owners hold 82% of homes, renters 18%. The poverty rate is 8.5%.

Net-net, 11950 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 11950 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 11950 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 34/100 composite is a like-for-like number rather than an isolated estimate. 11950 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 11950's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 11950 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.