ZIP 11954 Foreclosure, Tax-Lien & Distress Report

Suffolk County, New York's ZIP 11954 registers 34/100 composite distress, which DLRadar reads as moderate. Structurally it carries 75/100, against 7/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (71/100). Its heaviest discrete signals: structural risk (75/100), construction/permit lag (57/100), institutional ownership (51/100). On the quiet end sit mortgage stress (22/100).

The market reads peak — home values rose 4.9% year on year, and 23% higher over three years, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $1,356,600 here, or 9.2 times local income. The tenure split is 81% owner-occupied to 19% rented. Vacancy runs 64.6%, above the national norm and a classic distress-and-opportunity signal. About 49% have a four-year degree. The poverty rate is 5.9% — low. Around 36% of renters are cost-burdened. Population is roughly 4,073 with a median age of 51. There are about 4,585 housing units across 11954. The demographic-stress sub-score lands at 48/100. Households earn a median $129,375 — above the roughly $78,000 national figure.

Net-net, 11954 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 11954 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 11954 runs hot or quiet, its 34/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 11954 can be compared directly against any other ZIP in Suffolk County, New York or nationwide. Nothing here is interpolated — where a source is thin for 11954, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 11954 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 34/100 roll-up. For an operator, 11954 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.