ZIP 11964 Foreclosure, Tax-Lien & Distress Report

Suffolk County, New York's ZIP 11964 registers 34/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (71/100)). Latent structural risk is 75/100 while live distress already moving reads 7/100. Its heaviest discrete signals: structural risk (75/100), construction/permit lag (57/100), institutional ownership (51/100). On the quiet end sit mortgage stress (22/100).

The market reads peak — home values rose 4.9% year on year, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 55.9% — elevated. Around 100% of renters are cost-burdened. Roughly 3.7% live below the poverty line, a low share typical of higher-equity areas. There are about 2,685 housing units across 11964. Educational attainment sits at 52% bachelor's-or-above. The typical home is worth about $1,078,500 (7.7× income, severely stretched). At $129,826, median income runs above typical U.S. levels. 94% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 51/100. Population is roughly 2,858 with a median age of 42.

Taken together, 11964 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 11964 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 11964 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 34/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 11964 reflects the current record instead of a stale or modeled snapshot.

11964's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 11964 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.