ZIP 11963 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 11963 (Suffolk County, New York) lands at 33/100 — moderate on DLRadar's distress scoring. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (96/100)). The most distinctive pressure shows up in structural risk (73/100), construction/permit lag (54/100), institutional ownership (50/100). On the quiet end sit mortgage stress (22/100). Structural exposure scores 73 and live distress 7 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.9% over the trailing year, and 32% higher over three years (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 8,114 people live here, median age 51. Vacancy runs 43.8%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 6,403 housing units. The demographic-stress sub-score lands at 44/100. Households earn a median $126,513 — above the roughly $78,000 national figure. The poverty rate is 3.4% — low. Owners hold 83% of homes, renters 17%. About 55% have a four-year degree. A median home runs $1,208,000 here, or 8.8 times local income. Rent burden reaches 40% of tenant households.

On the whole, 11963 leans distressed, with opportunity clustered in specific stressed parcels. While 11963 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 11963 runs hot or quiet, its 33/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 11963 can be compared directly against any other ZIP in Suffolk County, New York or nationwide. Nothing here is interpolated — where a source is thin for 11963, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 33/100 for 11963 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 11963 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.