ZIP 11976 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 11976 (Suffolk County, New York) returns a moderate composite of 34/100. The latent-versus-live split is 75/100 structural and 7/100 already moving. What sets it apart are the readings on structural risk (75/100), construction/permit lag (57/100), institutional ownership (51/100). mortgage stress (22/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (71/100).

The peak-phase market in 11976 posted values that rose 4.9% over the year, and 20% higher over three years, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 2,699 housing units across 11976. Home values center near $2,000,000, an affordability ratio of 12.7× — stretched. The poverty rate is 4.0% — low. DLRadar's demographic-stress index for the area reads 47/100. Vacancy runs 55.3%, above the national norm and a classic distress-and-opportunity signal. Around 51% of renters are cost-burdened. 2,447 residents call 11976 home, typically aged 53. Households earn a median $158,000 — above the roughly $78,000 national figure. Owners hold 91% of homes, renters 9%. Around 77% of adults hold a bachelor's degree or higher.

Net-net, 11976 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 11976 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 11976 runs through one identical public-record model, so its 34/100 sits on the same scale as every other ZIP in Suffolk County, New York and the nation. Where the public record is thin for 11976, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 11976 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 34/100 roll-up. Practically, 11976 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.