ZIP 11978 Property Distress & Foreclosure Data

ZIP code 11978 in Suffolk County, New York carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 81/100 against active distress of 7/100. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (64/100). What sets it apart are the readings on structural risk (81/100), construction/permit lag (77/100), institutional ownership (56/100). By contrast, mortgage stress (22/100) register low.

The market reads expansion — home values rose 6.3% year on year, and 22% higher over three years, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 4,376 people live here, median age 47. Vacancy runs 58.8%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $1,054,000 (9.6× income, severely stretched). The demographic-stress sub-score lands at 51/100. 85% of housing is owner-occupied. At $108,938, median income runs above typical U.S. levels. There are about 4,037 housing units across 11978. The poverty rate is 9.9%. Rent burden reaches 54% of tenant households. Around 59% of adults hold a bachelor's degree or higher.

Net-net, 11978 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.