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ZIP 11978 Foreclosure, Tax-Lien & Distress Report

Suffolk County, New York · High Vacancy market

DLRadar grades ZIP 11978 (Suffolk County, New York) at a moderate 34/100 for overall property distress. The latent-versus-live split is 75/100 structural and 7/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (71/100). Property-level stress concentrates in structural risk (75/100), construction/permit lag (57/100), institutional ownership (51/100). By contrast, mortgage stress (22/100) register low.

The market reads peak — home values rose 4.9% year on year, and 22% higher over three years (phase confidence 36/100). Topping markets hide individual distress behind strong averages.

4,376 residents call 11978 home, typically aged 47. Vacancy runs 58.8%, above the national norm and a classic distress-and-opportunity signal. A median home runs $1,054,000 here, or 9.6 times local income. On demographic stress specifically, 11978 scores 51/100. 85% of housing is owner-occupied. Households earn a median $108,938 — above the roughly $78,000 national figure. There are about 4,037 housing units across 11978. 9.9% of residents fall below the poverty threshold. Rent burden reaches 54% of tenant households. Educational attainment sits at 59% bachelor's-or-above.

On the whole, 11978 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 11978 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 11978's 34/100 can be lined up against any neighbor in Suffolk County, New York or any ZIP coast to coast. Sparse data for 11978 shows as blanks, never estimates, and the score updates on every fresh public filing.

11978's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 11978 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

34/100
Composite stress
75/100
Structural risk
7/100
Distress activity

ZIP 11978 distress signals, scored

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk98
9 further distress layers are graded for 11978

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

11978 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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