ZIP 11940 Foreclosure, Tax-Lien & Distress Report

In Suffolk County, New York, ZIP 11940 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (71/100). Structural risk reads 75/100 against active distress of 7/100. The most distinctive pressure shows up in structural risk (75/100), construction/permit lag (57/100), institutional ownership (51/100). On the quiet end sit mortgage stress (22/100).

Prices here sit in a peak phase: values rose 4.9% over the trailing year, and 22% higher over three years (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 7.3%. Population is roughly 5,508 with a median age of 45. Median household income is $121,250, above the U.S. median near $78,000. There are about 2,256 housing units across 11940. Educational attainment sits at 35% bachelor's-or-above. On demographic stress specifically, 11940 scores 36/100. The poverty rate is 3.5% — low. Home values center near $661,600, an affordability ratio of 5.2×. Rent burden reaches 55% of tenant households. 68% of housing is owner-occupied.

Net-net, 11940 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 11940's 34/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 11940 reflects the current record instead of a stale or modeled snapshot.

The 34/100 figure for 11940 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 11940 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.