ZIP 11946 Property Distress & Foreclosure Data

ZIP code 11946 in Suffolk County, New York carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (81/100), construction/permit lag (77/100), institutional ownership (56/100). On the quiet end sit mortgage stress (22/100). Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (64/100)). The latent-versus-live split is 81/100 structural and 7/100 already moving.

The expansion-phase market in 11946 posted values that rose 6.3% over the year, and 15% higher over three years (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 40% of renters are cost-burdened. 8.7% of residents fall below the poverty threshold. Median household income is $128,844, above the U.S. median near $78,000. The ZIP holds roughly 8,840 housing units. DLRadar's demographic-stress index for the area reads 35/100. The vacancy rate is 28.5% — elevated. Owners hold 78% of homes, renters 22%. Population is roughly 17,303 with a median age of 44. Educational attainment sits at 43% bachelor's-or-above. Home values center near $737,400, an affordability ratio of 5.4×.

On the whole, 11946 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.