ZIP 11946 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 11946 (Suffolk County, New York) lands at 34/100 — moderate on DLRadar's public-record scoring. Leading the profile are structural risk (75/100), construction/permit lag (57/100), institutional ownership (51/100). By contrast, mortgage stress (22/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (71/100). The latent-versus-live split is 75/100 structural and 7/100 already moving.

The market reads peak — home values rose 4.9% year on year, and 15% higher over three years (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Rent burden reaches 40% of tenant households. Roughly 8.7% live below the poverty line. At $128,844, median income runs above typical U.S. levels. There are about 8,840 housing units across 11946. The demographic-stress sub-score lands at 35/100. Vacancy runs 28.5%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 78% owner-occupied to 22% rented. 17,303 residents call 11946 home, typically aged 44. About 43% have a four-year degree. The typical home is worth about $737,400 (5.4× income).

Taken together, 11946 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 11946 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 11946 read uses the identical public-record model applied coast to coast, which means its 34/100 score means exactly what it means anywhere else, and 11946 stays directly comparable to neighboring ZIPs and the rest of Suffolk County, New York. Every figure is auditable to a public dataset and refreshed on ingest; 11946 shows blanks, not estimates, wherever the record is sparse.

The 34/100 for 11946 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 11946 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.