ZIP 11948 Property Distress & Foreclosure Data

DLRadar grades ZIP 11948 (Suffolk County, New York) at a moderate 36/100 for overall property distress. Property-level stress concentrates in structural risk (81/100), construction/permit lag (77/100), institutional ownership (56/100). By contrast, mortgage stress (22/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (64/100). On the structural side it scores 81/100, with 7/100 of stress already active.

The market reads expansion — home values rose 6.3% year on year, and 26% higher over three years (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 775 people live here, median age 49. Around 54% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 35/100. The vacancy rate is 54.6% — elevated. 100% of housing is owner-occupied. The poverty rate is 0.0% — low. At $146,054, median income runs above typical U.S. levels. The ZIP holds roughly 704 housing units. The typical home is worth about $880,100 (6.2× income).

Net-net, 11948 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.