ZIP 11942 Foreclosure, Tax-Lien & Distress Report

Suffolk County, New York's ZIP 11942 registers 34/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (71/100). The split runs 75/100 structural to 7/100 active on the ground. Its standout signals are structural risk (75/100), construction/permit lag (57/100), institutional ownership (51/100). mortgage stress (22/100) stay muted.

The market reads peak — home values rose 4.9% year on year, and 18% higher over three years (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 30.9% — elevated. 12.9% of residents fall below the poverty threshold. Educational attainment sits at 51% bachelor's-or-above. Around 16% of renters are cost-burdened. Home values center near $844,100, an affordability ratio of 7.5× — stretched. Population is roughly 5,871 with a median age of 53. On demographic stress specifically, 11942 scores 38/100. 85% of housing is owner-occupied. Median household income is $106,875, above the U.S. median near $78,000. There are about 3,423 housing units across 11942.

Net-net, 11942 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 11942 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 11942 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 34/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 11942, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 11942 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 34/100 roll-up. The point of the 11942 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.