ZIP 11977 Foreclosure, Tax-Lien & Distress Report

In Suffolk County, New York, ZIP 11977 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. The most distinctive pressure shows up in structural risk (75/100), construction/permit lag (57/100), institutional ownership (51/100). mortgage stress (22/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (71/100). The latent-versus-live split is 75/100 structural and 7/100 already moving.

The peak-phase market in 11977 posted values that rose 4.9% over the year, and 10% higher over three years, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 1.2% live below the poverty line, a low share typical of higher-equity areas. Population is roughly 2,782 with a median age of 61. Educational attainment sits at 57% bachelor's-or-above. Around 36% of renters are cost-burdened. The ZIP holds roughly 1,619 housing units. Owners hold 95% of homes, renters 5%. Median household income is $156,406, above the U.S. median near $78,000. The vacancy rate is 36.0% — elevated. DLRadar's demographic-stress index for the area reads 35/100. The typical home is worth about $1,077,200 (6.6× income).

On the whole, 11977 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 11977 at the moment; the composite and its components are still built from verifiable public records.

Whether 11977 runs hot or quiet, its 34/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 11977 can be compared directly against any other ZIP in Suffolk County, New York or nationwide. Where the public record is thin for 11977, the field stays empty rather than modeled, and fills in as new documents post.

The 34/100 for 11977 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 11977 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.