ZIP 11939 Property Distress & Foreclosure Data

DLRadar grades ZIP 11939 (Suffolk County, New York) at a moderate 36/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (64/100). The latent-versus-live split is 81/100 structural and 7/100 already moving. Property-level stress concentrates in structural risk (81/100), construction/permit lag (77/100), institutional ownership (56/100). By contrast, mortgage stress (22/100) register low.

The market reads expansion — home values rose 6.3% year on year, and 31% higher over three years (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $116,023, median income runs above typical U.S. levels. The vacancy rate is 38.5% — elevated. Around 48% of adults hold a bachelor's degree or higher. About 1,741 people live here, median age 61. The poverty rate is 1.8% — low. The ZIP holds roughly 1,146 housing units. Around 70% of renters are cost-burdened. 88% of housing is owner-occupied. The demographic-stress sub-score lands at 43/100. The typical home is worth about $857,800 (7.2× income, severely stretched).

Net-net, 11939 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.