ZIP 15131 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 15131 (Allegheny County, Pennsylvania) at a low 26/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (92/100)). On the structural side it scores 59/100, with 3/100 of stress already active. Property-level stress concentrates in structural risk (59/100), construction/permit lag (48/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100).

The market reads peak — home values rose 2.7% year on year, and 5% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 3.8%. A median home runs $162,700 here, or 2.2 times local income. 6.3% of residents fall below the poverty threshold. Around 35% of renters are cost-burdened. Owners hold 71% of homes, renters 29%. About 30% have a four-year degree. Households earn a median $68,496 — below the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 23/100. About 8,451 people live here, median age 54. The ZIP holds roughly 4,310 housing units.

On balance 15131 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 15131 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 15131 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 15131, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 26/100 figure for 15131 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 15131 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.